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Get Cheap Car Insurance in Elk Mountain, WY
We monitor insurance prices, helping the average driver in Elk Mountain save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Elk Mountain
The chart below shows the cheapest car insurance company in Elk Mountain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| Elk Mountain Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $36 |
| Progressive | $38 |
| Geico | $39 |
| Dairyland | $42 |
Savings for Every Kind of Elk Mountain Driver
Based on our extensive insurance data, we know the average Elk Mountain driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $350 per year by choosing the right vehicle insurance company. Some Elk Mountain residents are paying out over $1,548 extra every year for auto insurance in Elk Mountain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elk Mountain, WY Savings / Yr. |
|---|---|
$350 |
|
$474 |
|
$422 |
|
$768 |
|
$705 |
|
$327 |
|
$319 |
Elk Mountain Car Insurance vs. Wyoming
People living in Elk Mountain pay an average of 0.87% less than the typical driver in the state. The average driver in Elk Mountain can expect to pay about $685 per year, or $1,548 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Elk Mountain for most people.
Car Insurance Prices by Elk Mountain Neighborhood
Insurance Prices
Where is insurance cheapest within Elk Mountain?
The map shows insurance prices in and around Elk Mountain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,548 to a low of $1,548. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Elk Mountain.Pick the Best Car Insurance Company for You in Elk Mountain
The best car insurance provider for most drivers in Elk Mountain
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $350 over the average Elk Mountain car insurance company.
The best car insurance provider for Elk Mountain drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $474 over the competition.
The best car insurance company for Elk Mountain drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $422 better than other car insurance companies.
The best auto insurance for Elk Mountain drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $768 less each year.
The least expensive car insurance company for new and young drivers in Elk Mountain
In Elk Mountain, State Farm costs young drivers $705 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elk Mountain
Geico gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average Elk Mountain couple's premiums.
The cheapest car insurance in Elk Mountain for drivers with bad credit
The best Elk Mountain car insurance company for customer service
Nationwide was the best company for customer service in Elk Mountain according to the NAIC.
Recent price drops
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The cheapest large national provider in Elk Mountain
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average Elk Mountain driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elk Mountain, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Elk Mountain
What Influences the Cost of Car Insurance in Elk Mountain?
On average, car insurance in Elk Mountain is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Wyoming state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elk Mountain are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Elk Mountain is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Elk Mountain is $57 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- McFadden: Insurance costs the same
- Hanna: Insurance costs 0.84% more
- Walcott: Insurance costs the same
- Medicine Bow: Insurance costs 1.29% more
- Saratoga: Insurance costs 0.65% less
- Bosler: Insurance costs 0.52% more
- Centennial: Insurance costs 0.45% more
- Rock River: Insurance costs 0.45% more
- Shirley Basin: Insurance costs 2.13% less
- Encampment: Insurance costs 0.32% less
Cities with Similar Populations
- Stumpy Point: Insurance costs 23.77% less
- Copley: Insurance costs 3.88% less
- Cotton Grove: Insurance costs 20.54% less
- Cranberry Lake: Insurance costs 36.37% more
- Craycraft: Insurance costs 32.24% more
- Cripple Creek: Insurance costs 24.03% less
- Croydon: Insurance costs 7.82% less
- Crumpler: Insurance costs 6.07% more
- Crystal: Insurance costs 8.40% less
- Eldorado: Insurance costs 9.43% more