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Get Cheap Car Insurance in Ellerton, OH
We monitor insurance prices, helping the average driver in Ellerton save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Ellerton
The chart below shows the cheapest car insurance company in Ellerton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Ellerton Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Ellerton Driver
Based on our extensive insurance data, we know the average Ellerton driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $293 per year by choosing the right vehicle insurance company. Some Ellerton residents are paying out over $1,107 extra every year for auto insurance in Ellerton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ellerton, OH Savings / Yr. |
|---|---|
$293 |
|
$498 |
|
$421 |
|
$449 |
|
$1,075 |
|
$305 |
|
$429 |
Ellerton Car Insurance vs. Ohio
People living in Ellerton pay an average of 1.48% less than the typical driver in the state. The average driver in Ellerton can expect to pay about $748 per year, or $1,107 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Ellerton for most people.
Car Insurance Prices by Ellerton Neighborhood
Insurance Prices
Where is insurance cheapest within Ellerton?
The map shows insurance prices in and around Ellerton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the city boundaries, with insurance premiums ranging from a high of $1,165 to a low of $1,056. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Ellerton.Pick the Best Car Insurance Company for You in Ellerton
The best car insurance provider for most drivers in Ellerton
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $293 over the average Ellerton car insurance company.
The best car insurance provider for Ellerton drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for Ellerton drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $421 better than other car insurance companies.
The best auto insurance for Ellerton drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $449 less each year.
The least expensive car insurance company for new and young drivers in Ellerton
In Ellerton, Geico costs young drivers $1,075 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ellerton
State Farm gave the largest car insurance discounts to married couples, averaging $305 saved each year compared to an average Ellerton couple's premiums.
The cheapest car insurance in Ellerton for drivers with bad credit
The best Ellerton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ellerton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ellerton driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ellerton, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Ellerton
What Influences the Cost of Car Insurance in Ellerton?
On average, car insurance in Ellerton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ellerton is 29 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ellerton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Ellerton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ellerton is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Carrollton: Insurance costs 0.72% more
- Germantown: Insurance costs 3.07% less
- Moraine: Insurance costs 1.90% more
- Miamisburg: Insurance costs 0.81% less
- Farmersville: Insurance costs 1.45% less
- New Lebanon: Insurance costs 1.90% less
- Carlisle: Insurance costs 0.45% less
- Dayton: Insurance costs 2.89% more
- Trotwood: Insurance costs 20.96% more
- Kettering: Insurance costs 1.54% less
Cities with Similar Populations
- Rockdale: Insurance costs 1.81% less
- Melrose: Insurance costs 35.50% more
- Mill Village: Insurance costs 24.30% more
- Minersville: Insurance costs 19.96% more
- Mohawk: Insurance costs 151.94% more
- Palmer: Insurance costs 25.84% more
- Parkin: Insurance costs 57.63% more
- Pattonsburg: Insurance costs 59.53% more
- Pickensville: Insurance costs 43.90% more
- Rices Crossing: Insurance costs 46.43% more