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Get Cheap Car Insurance in Ellis Store, NC
We monitor insurance prices, helping the average driver in Ellis Store save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Ellis Store
The chart below shows the cheapest car insurance company in Ellis Store for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Ellis Store Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Ellis Store Driver
Based on our extensive insurance data, we know the average Ellis Store driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $246 per year by choosing the right vehicle insurance company. Some Ellis Store residents are paying out over $1,280 extra every year for auto insurance in Ellis Store. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ellis Store, NC Savings / Yr. |
|---|---|
$246 |
|
$535 |
|
$389 |
|
$993 |
|
$737 |
|
$297 |
|
$445 |
Ellis Store Car Insurance vs. North Carolina
People living in Ellis Store pay an average of 2.40% more than the typical driver in the state. The average driver in Ellis Store can expect to pay about $767 per year, or $1,280 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Ellis Store for most people.
Car Insurance Prices by Ellis Store Neighborhood
Insurance Prices
Where is insurance cheapest within Ellis Store?
The map shows insurance prices in and around Ellis Store, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $1,295 to a low of $1,274. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Ellis Store.Pick the Best Car Insurance Company for You in Ellis Store
The best car insurance provider for most drivers in Ellis Store
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $246 over the average Ellis Store car insurance company.
The best car insurance provider for Ellis Store drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $535 over the competition.
The best car insurance company for Ellis Store drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $389 better than other car insurance companies.
The best auto insurance for Ellis Store drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $993 less each year.
The least expensive car insurance company for new and young drivers in Ellis Store
In Ellis Store, State Farm costs young drivers $737 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ellis Store
Erie Insurance gave the largest car insurance discounts to married couples, averaging $297 saved each year compared to an average Ellis Store couple's premiums.
The cheapest car insurance in Ellis Store for drivers with bad credit
The best Ellis Store car insurance company for customer service
Nationwide was the best company for customer service in Ellis Store according to the NAIC.
Recent price drops
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The cheapest large national provider in Ellis Store
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ellis Store driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ellis Store, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Ellis Store
What Influences the Cost of Car Insurance in Ellis Store?
On average, car insurance in Ellis Store is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ellis Store are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Ellis Store has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ellis Store is $64 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Windsor: Insurance costs 0.31% more
- Woodard: Insurance costs 1.17% more
- Todds Crossroads: Insurance costs 0.55% less
- Merry Hill: Insurance costs 0.16% more
- Quitsna: Insurance costs 0.86% more
- Republican: Insurance costs 0.63% more
- Plymouth: Insurance costs 0.16% less
- Westover: Insurance costs 0.16% more
- Williamston: Insurance costs 1.41% less
- Davenport Forks: Insurance costs 0.55% less
Cities with Similar Populations
- Windom: Insurance costs 19.22% more
- Bazine: Insurance costs 26.17% more
- Beallsville: Insurance costs 43.67% more
- Beallsville: Insurance costs 10.00% more
- Beamon: Insurance costs 12.19% more
- Beason: Insurance costs 10.86% more
- Bethlehem: Insurance costs 14.84% less
- Blanford: Insurance costs 8.13% less
- Bluehole: Insurance costs 81.41% more
- Bottom: Insurance costs 4.22% less