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Get Cheap Car Insurance in Elmwood Place, OH
We monitor insurance prices, helping the average driver in Elmwood Place save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Elmwood Place
The chart below shows the cheapest car insurance company in Elmwood Place for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Elmwood Place Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Safeco Insurance | $50 |
| Travelers | $51 |
| Mile Auto | $53 |
Savings for Every Kind of Elmwood Place Driver
Based on our extensive insurance data, we know the average Elmwood Place driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $312 per year by choosing the right vehicle insurance company. Some Elmwood Place residents are paying out over $1,180 extra every year for auto insurance in Elmwood Place. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elmwood Place, OH Savings / Yr. |
|---|---|
$312 |
|
$530 |
|
$448 |
|
$479 |
|
$1,146 |
|
$326 |
|
$457 |
Elmwood Place Car Insurance vs. Ohio
People living in Elmwood Place pay an average of 5.02% more than the typical driver in the state. The average driver in Elmwood Place can expect to pay about $797 per year, or $1,180 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Elmwood Place for most people.
Car Insurance Prices by Elmwood Place Neighborhood
Insurance Prices
Where is insurance cheapest within Elmwood Place?
The map shows insurance prices in and around Elmwood Place, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $185 per year within the city boundaries, with insurance premiums ranging from a high of $1,312 to a low of $1,127. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Elmwood Place.Pick the Best Car Insurance Company for You in Elmwood Place
The best car insurance provider for most drivers in Elmwood Place
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $312 over the average Elmwood Place car insurance company.
The best car insurance provider for Elmwood Place drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $530 over the competition.
The best car insurance company for Elmwood Place drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $448 better than other car insurance companies.
The best auto insurance for Elmwood Place drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $479 less each year.
The least expensive car insurance company for new and young drivers in Elmwood Place
In Elmwood Place, Geico costs young drivers $1,146 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elmwood Place
State Farm gave the largest car insurance discounts to married couples, averaging $326 saved each year compared to an average Elmwood Place couple's premiums.
The cheapest car insurance in Elmwood Place for drivers with bad credit
The best Elmwood Place car insurance company for customer service
Nationwide was the best company for customer service in Elmwood Place according to the NAIC.
Recent price drops
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The cheapest large national provider in Elmwood Place
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Elmwood Place driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elmwood Place, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Elmwood Place
What Influences the Cost of Car Insurance in Elmwood Place?
On average, car insurance in Elmwood Place is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elmwood Place are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Elmwood Place is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elmwood Place is $66 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Bernard: Insurance costs 1.36% less
- Golf Manor: Insurance costs 11.02% more
- Cincinnati: Insurance costs 2.46% less
- Norwood: Insurance costs 2.20% less
- Arlington Heights: Insurance costs 7.71% more
- Finneytown: Insurance costs 6.02% more
- Wyoming: Insurance costs 0.85% more
- Lockland: Insurance costs 4.66% more
- Amberley: Insurance costs 2.46% less
- Reading: Insurance costs 4.92% less
Cities with Similar Populations
- Allenton: Insurance costs 10.25% less
- Bethune: Insurance costs 44.07% more
- Boyce: Insurance costs 2.54% more
- Sebastian: Insurance costs 43.81% more
- Herminie: Insurance costs 17.63% more
- Humansville: Insurance costs 53.31% more
- Kinsey: Insurance costs 22.80% more
- Loganton: Insurance costs 9.58% more
- Los Alamos: Insurance costs 58.39% more
- Marion: Insurance costs 5.00% less