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Get Cheap Car Insurance in Englewood, SD
We monitor insurance prices, helping the average driver in Englewood save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Englewood
The chart below shows the cheapest car insurance company in Englewood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Englewood Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $27 |
| American Family Insurance | $30 |
| Midvale Home & Auto | $31 |
| State Farm | $31 |
Savings for Every Kind of Englewood Driver
Based on our extensive insurance data, we know the average Englewood driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some Englewood residents are paying out over $1,714 extra every year for auto insurance in Englewood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Englewood, SD Savings / Yr. |
|---|---|
$355 |
|
$718 |
|
$555 |
|
$807 |
|
$1,341 |
|
$392 |
|
$614 |
Englewood Car Insurance vs. South Dakota
People living in Englewood pay an average of 3.88% more than the typical driver in the state. The average driver in Englewood can expect to pay about $470 per year, or $1,714 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Englewood for most people.
Car Insurance Prices by Englewood Neighborhood
Insurance Prices
Where is insurance cheapest within Englewood?
The map shows insurance prices in and around Englewood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,714 to a low of $1,714. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Englewood.Pick the Best Car Insurance Company for You in Englewood
The best car insurance provider for most drivers in Englewood
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $355 over the average Englewood car insurance company.
The best car insurance provider for Englewood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $718 over the competition.
The best car insurance company for Englewood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $555 better than other car insurance companies.
The best auto insurance for Englewood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $807 less each year.
The least expensive car insurance company for new and young drivers in Englewood
In Englewood, State Farm costs young drivers $1,341 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Englewood
State Farm gave the largest car insurance discounts to married couples, averaging $392 saved each year compared to an average Englewood couple's premiums.
The cheapest car insurance in Englewood for drivers with bad credit
The best Englewood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Englewood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Englewood driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Englewood, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Englewood
What Influences the Cost of Car Insurance in Englewood?
On average, car insurance in Englewood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Englewood is 38 minutes, which is far more than average for a driver in the state.
- South Dakota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Englewood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Englewood is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Englewood is $39 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lead: Insurance costs 2.92% less
- Trojan: Insurance costs 3.91% less
- Deadwood: Insurance costs 2.04% less
- Hanna: Insurance costs 3.91% less
- Roubaix: Insurance costs the same
- Central City: Insurance costs 3.38% less
- Galena: Insurance costs 1.46% less
- Savoy: Insurance costs 3.91% less
- Rochford: Insurance costs 3.09% less
- Nemo: Insurance costs 1.28% less
Cities with Similar Populations
- Denver: Insurance costs 3.79% more
- Canton: Insurance costs 30.81% less
- Canton: Insurance costs 12.78% less
- Carbon: Insurance costs 28.53% less
- Carman: Insurance costs 16.98% less
- Carvers: Insurance costs 21.53% less
- Cascade: Insurance costs 5.89% more
- Casmalia: Insurance costs 6.18% more
- Catuna: Insurance costs 62.14% more
- White House: Insurance costs 20.01% less