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Get Cheap Car Insurance in Enterprise, LA
We monitor insurance prices, helping the average driver in Enterprise save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Enterprise
The chart below shows the cheapest car insurance company in Enterprise for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Enterprise Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $112 |
| State Farm | $132 |
| Safeco Insurance | $133 |
| Clearcover | $147 |
Savings for Every Kind of Enterprise Driver
Based on our extensive insurance data, we know the average Enterprise driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $856 per year by choosing the right vehicle insurance company. Some Enterprise residents are paying out over $3,077 extra every year for auto insurance in Enterprise. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Enterprise, LA Savings / Yr. |
|---|---|
$856 |
|
$1,501 |
|
$1,068 |
|
$1,611 |
|
$2,556 |
|
$793 |
|
$1,364 |
Enterprise Car Insurance vs. Louisiana
People living in Enterprise pay an average of 2.12% more than the typical driver in the state. The average driver in Enterprise can expect to pay about $1,946 per year, or $3,077 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Enterprise for most people.
Car Insurance Prices by Enterprise Neighborhood
Insurance Prices
Where is insurance cheapest within Enterprise?
The map shows insurance prices in and around Enterprise, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $66 per year within the city boundaries, with insurance premiums ranging from a high of $3,091 to a low of $3,025. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Enterprise.Pick the Best Car Insurance Company for You in Enterprise
The best car insurance provider for most drivers in Enterprise
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $856 over the average Enterprise car insurance company.
The best car insurance provider for Enterprise drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,501 over the competition.
The best car insurance company for Enterprise drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,068 better than other car insurance companies.
The best auto insurance for Enterprise drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,611 less each year.
The least expensive car insurance company for new and young drivers in Enterprise
In Enterprise, Farm Bureau costs young drivers $2,556 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Enterprise
Farm Bureau gave the largest car insurance discounts to married couples, averaging $793 saved each year compared to an average Enterprise couple's premiums.
The cheapest car insurance in Enterprise for drivers with bad credit
The best Enterprise car insurance company for customer service
Nationwide was the best company for customer service in Enterprise according to the NAIC.
Recent price drops
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The cheapest large national provider in Enterprise
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Enterprise driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Enterprise, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Enterprise
What Influences the Cost of Car Insurance in Enterprise?
On average, car insurance in Enterprise is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Enterprise is 47 minutes, which is far more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Enterprise are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Enterprise is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Enterprise is $162 per month for minimum coverage and $256 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fort Necessity: Insurance costs 3.77% less
- Rosefield: Insurance costs 2.50% less
- Holly Grove: Insurance costs 4.09% less
- Extension: Insurance costs 3.93% less
- Mason: Insurance costs 3.02% less
- Copenhagen: Insurance costs 2.37% less
- Sicily Island: Insurance costs 3.74% less
- Peck: Insurance costs 3.93% less
- Wisner: Insurance costs 4.22% less
- Holum: Insurance costs 4.74% less
Cities with Similar Populations
- Old Du Quoin: Insurance costs 51.90% less
- North Jay: Insurance costs 69.65% less
- North Matewan: Insurance costs 43.87% less
- North Omak: Insurance costs 57.82% less
- North Wellville: Insurance costs 59.99% less
- North Westminster: Insurance costs 61.62% less
- Nyac: Insurance costs 55.38% less
- Obeeville: Insurance costs 50.47% less
- Odd Fellows Hall: Insurance costs 55.64% less
- Ogg: Insurance costs 39.71% less