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Get Cheap Car Insurance in Ericsburg, MN
We monitor insurance prices, helping the average driver in Ericsburg save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Ericsburg
The chart below shows the cheapest car insurance company in Ericsburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Ericsburg Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Auto-Owners Insurance | $57 |
| Kemper | $60 |
| American Family Insurance | $60 |
Savings for Every Kind of Ericsburg Driver
Based on our extensive insurance data, we know the average Ericsburg driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $434 per year by choosing the right vehicle insurance company. Some Ericsburg residents are paying out over $1,615 extra every year for auto insurance in Ericsburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ericsburg, MN Savings / Yr. |
|---|---|
$434 |
|
$547 |
|
$352 |
|
$715 |
|
$1,226 |
|
$363 |
|
$954 |
Ericsburg Car Insurance vs. Minnesota
People living in Ericsburg pay an average of 0.57% more than the typical driver in the state. The average driver in Ericsburg can expect to pay about $836 per year, or $1,615 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Ericsburg for most people.
Car Insurance Prices by Ericsburg Neighborhood
Insurance Prices
Where is insurance cheapest within Ericsburg?
The map shows insurance prices in and around Ericsburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $37 per year within the city boundaries, with insurance premiums ranging from a high of $1,649 to a low of $1,612. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Ericsburg.Pick the Best Car Insurance Company for You in Ericsburg
The best car insurance provider for most drivers in Ericsburg
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $434 over the average Ericsburg car insurance company.
The best car insurance provider for Ericsburg drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $547 over the competition.
The best car insurance company for Ericsburg drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $352 better than other car insurance companies.
The best auto insurance for Ericsburg drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $715 less each year.
The least expensive car insurance company for new and young drivers in Ericsburg
In Ericsburg, State Farm costs young drivers $1,226 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ericsburg
State Farm gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average Ericsburg couple's premiums.
The cheapest car insurance in Ericsburg for drivers with bad credit
The best Ericsburg car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ericsburg
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ericsburg driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ericsburg, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Ericsburg
What Influences the Cost of Car Insurance in Ericsburg?
On average, car insurance in Ericsburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Minnesota state insurance regulations may require higher prices.
- An average of 17 to 18 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ericsburg are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Ericsburg is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ericsburg is $70 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jameson: Insurance costs 1.49% less
- International Falls: Insurance costs 1.67% less
- Ranier: Insurance costs 1.73% less
- Pelland: Insurance costs 0.87% less
- Island View: Insurance costs 2.41% less
- Ray: Insurance costs 2.29% more
- Littlefork: Insurance costs 2.11% more
- Loman: Insurance costs 3.59% more
- Grand Falls: Insurance costs 0.56% more
- Manitou: Insurance costs 4.46% more
Cities with Similar Populations
- Bynum: Insurance costs 0.25% less
- Windecker: Insurance costs 28.17% more
- Century: Insurance costs 8.42% less
- Center Mills: Insurance costs 20.68% less
- Center Hill: Insurance costs 16.47% less
- Woodward: Insurance costs 9.47% more
- West Leroy: Insurance costs 18.27% less
- Cane Creek: Insurance costs 37.46% more
- Canalou: Insurance costs 9.35% more
- Campaign: Insurance costs 16.04% less