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Get Cheap Car Insurance in Evarts, KY
We monitor insurance prices, helping the average driver in Evarts save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Evarts
The chart below shows the cheapest car insurance company in Evarts for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Evarts Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $64 |
| Travelers | $94 |
| Geico | $101 |
Savings for Every Kind of Evarts Driver
Based on our extensive insurance data, we know the average Evarts driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $570 per year by choosing the right vehicle insurance company. Some Evarts residents are paying out over $2,259 extra every year for auto insurance in Evarts. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Evarts, KY Savings / Yr. |
|---|---|
$570 |
|
$936 |
|
$921 |
|
$931 |
|
$1,844 |
|
$617 |
|
$989 |
Evarts Car Insurance vs. Kentucky
People living in Evarts pay an average of 5.84% more than the typical driver in the state. The average driver in Evarts can expect to pay about $1,163 per year, or $2,259 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Evarts for most people.
Car Insurance Prices by Evarts Neighborhood
Insurance Prices
Where is insurance cheapest within Evarts?
The map shows insurance prices in and around Evarts, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $125 per year within the city boundaries, with insurance premiums ranging from a high of $2,316 to a low of $2,191. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Evarts.Pick the Best Car Insurance Company for You in Evarts
The best car insurance provider for most drivers in Evarts
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $570 over the average Evarts car insurance company.
The best car insurance provider for Evarts drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $936 over the competition.
The best car insurance company for Evarts drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $921 better than other car insurance companies.
The best auto insurance for Evarts drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $931 less each year.
The least expensive car insurance company for new and young drivers in Evarts
In Evarts, State Farm costs young drivers $1,844 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Evarts
State Farm gave the largest car insurance discounts to married couples, averaging $617 saved each year compared to an average Evarts couple's premiums.
The cheapest car insurance in Evarts for drivers with bad credit
The best Evarts car insurance company for customer service
Recent price drops
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The cheapest large national provider in Evarts
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Evarts driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Evarts, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Evarts
What Influences the Cost of Car Insurance in Evarts?
On average, car insurance in Evarts is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Evarts are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Evarts is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Evarts is $97 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kenvir: Insurance costs 0.35% less
- Lejunior: Insurance costs 2.43% more
- Bailey Creek: Insurance costs 0.66% less
- Ages-Brookside: Insurance costs 2.52% more
- Putney: Insurance costs 1.28% less
- Totz: Insurance costs 0.49% less
- Crummies: Insurance costs 2.04% more
- Coalgood: Insurance costs 2.30% more
- Louellen: Insurance costs 1.37% more
- Cawood: Insurance costs 1.95% more
Cities with Similar Populations
- Lake Village: Insurance costs 24.21% less
- Harriman: Insurance costs 17.80% more
- Harbor: Insurance costs 37.58% less
- Fort Recovery: Insurance costs 54.27% less
- Ethridge: Insurance costs 40.59% less
- Dassel: Insurance costs 28.15% less
- Custer: Insurance costs 25.06% less
- Otisville: Insurance costs 9.12% more
- Manchester: Insurance costs 49.05% less
- Suggs Creek: Insurance costs 38.73% less