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Get Cheap Car Insurance in Eyedylwild Beach, MI

We monitor insurance prices, helping the average driver in Eyedylwild Beach save up to 41.9% on car insurance.

 

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The Cheapest Minimum Coverage in Eyedylwild Beach

The chart below shows the cheapest car insurance company in Eyedylwild Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.

 
Eyedylwild Beach Insurer Monthly Cost
Auto-Owners Insurance $101
Progressive $115
State Farm $116
Safeco Insurance $123

Savings for Every Kind of Eyedylwild Beach Driver

The table shows how much the average auto insurance customer in Eyedylwild Beach might save by following our recommendations.

Based on our extensive insurance data, we know the average Eyedylwild Beach driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,095 per year by choosing the right vehicle insurance company. Some Eyedylwild Beach residents are paying out over $2,726 extra every year for auto insurance in Eyedylwild Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Eyedylwild Beach Car Insurance vs. Michigan

People living in Eyedylwild Beach pay an average of 5.97% less than the typical driver in the state. The average driver in Eyedylwild Beach can expect to pay about $2,071 per year, or $2,726 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Eyedylwild Beach for most people.

Car Insurance Prices by Eyedylwild Beach Neighborhood

Eyedylwild Beach, MI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Eyedylwild Beach?

The map shows insurance prices in and around Eyedylwild Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $116 per year within the city boundaries, with insurance premiums ranging from a high of $2,780 to a low of $2,664. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Eyedylwild Beach.

Pick the Best Car Insurance Company for You in Eyedylwild Beach

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Eyedylwild Beach insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Eyedylwild Beach

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,095 over the average Eyedylwild Beach car insurance company.

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We use the average good driver, paying $136 per month, as our baseline for pricing in Eyedylwild Beach. Geico, Safeco Insurance, and Auto-Owners Insurance are all good choices for quotes if you have a clean record.

The best car insurance provider for Eyedylwild Beach drivers with accidents on their records

In Eyedylwild Beach getting into an accident will raise premiums an average 38% for a yearly cost of $4,402. That's $1,676 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Progressive, Auto-Owners Insurance, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,789 over the competition.

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The best car insurance company for Eyedylwild Beach drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,583 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Eyedylwild Beach, tickets raise premiums on new quotes about $1,248. If you have a speeding ticket, we recommend Progressive, Auto-Owners Insurance, and Safeco Insurance for savings that beat the average insurance cost of $3,974 per year.

The best auto insurance for Eyedylwild Beach drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $5,743 per year in auto insurance premiums, which was $3,017 more than a driver with no major issues. Progressive, Auto-Owners Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $2,405 less each year.

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The least expensive car insurance company for new and young drivers in Eyedylwild Beach

In Eyedylwild Beach, Geico costs young drivers $2,838 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in Eyedylwild Beach. With an average cost of $7,689 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Progressive, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Eyedylwild Beach

The state of Michigan does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in Eyedylwild Beach for drivers with bad credit

The state of Michigan does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best Eyedylwild Beach car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Eyedylwild Beach, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Eyedylwild Beach.

Nationwide was the best company for customer service in Eyedylwild Beach according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Eyedylwild Beach, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Eyedylwild Beach. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Eyedylwild Beach

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 7.3% of Eyedylwild Beach residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Eyedylwild Beach driver can expect to pay about $163 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Eyedylwild Beach, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Eyedylwild Beach

What Influences the Cost of Car Insurance in Eyedylwild Beach?

On average, car insurance in Eyedylwild Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Eyedylwild Beach is 28 minutes, which is a little less than average for a driver in the state.
  • Michigan state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • Eyedylwild Beach is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Eyedylwild Beach is $173 per month for minimum coverage and $227 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Eyedylwild Beach driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Eyedylwild Beach with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.