Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Fair Haven, NY
We monitor insurance prices, helping the average driver in Fair Haven save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Fair Haven
The chart below shows the cheapest car insurance company in Fair Haven for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Fair Haven Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $101 |
| Safeco Insurance | $109 |
| Geico | $113 |
Savings for Every Kind of Fair Haven Driver
Based on our extensive insurance data, we know the average Fair Haven driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $616 per year by choosing the right vehicle insurance company. Some Fair Haven residents are paying out over $2,066 extra every year for auto insurance in Fair Haven. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fair Haven, NY Savings / Yr. |
|---|---|
$616 |
|
$393 |
|
$785 |
|
$794 |
|
$1,945 |
|
$651 |
|
$1,037 |
Fair Haven Car Insurance vs. New York
People living in Fair Haven pay an average of 14.81% less than the typical driver in the state. The average driver in Fair Haven can expect to pay about $1,498 per year, or $2,066 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Fair Haven for most people.
Car Insurance Prices by Fair Haven Neighborhood
Insurance Prices
Where is insurance cheapest within Fair Haven?
The map shows insurance prices in and around Fair Haven, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $2,079 to a low of $2,057. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Fair Haven.Pick the Best Car Insurance Company for You in Fair Haven
The best car insurance provider for most drivers in Fair Haven
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $616 over the average Fair Haven car insurance company.
The best car insurance provider for Fair Haven drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $393 over the competition.
The best car insurance company for Fair Haven drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $785 better than other car insurance companies.
The best auto insurance for Fair Haven drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $794 less each year.
The least expensive car insurance company for new and young drivers in Fair Haven
In Fair Haven, Progressive costs young drivers $1,945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fair Haven
Progressive gave the largest car insurance discounts to married couples, averaging $651 saved each year compared to an average Fair Haven couple's premiums.
The cheapest car insurance in Fair Haven for drivers with bad credit
The best Fair Haven car insurance company for customer service
Nationwide was the best company for customer service in Fair Haven according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Fair Haven, which was better than other insurers.
The cheapest large national provider in Fair Haven
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fair Haven driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fair Haven, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Fair Haven
What Influences the Cost of Car Insurance in Fair Haven?
On average, car insurance in Fair Haven is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fair Haven are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fair Haven has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fair Haven is $125 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sterling: Insurance costs 1.16% more
- North Victory: Insurance costs 2.27% more
- North Wolcott: Insurance costs 0.68% more
- Sterling Valley: Insurance costs 0.44% less
- Red Creek: Insurance costs 0.10% less
- Martville: Insurance costs 1.16% more
- Hannibal Center: Insurance costs 0.05% less
- Hannibal: Insurance costs 0.58% less
- Southwest Oswego: Insurance costs 0.73% less
- North Hannibal: Insurance costs 1.21% less
Cities with Similar Populations
- Skipwith: Insurance costs 41.19% less
- Highpine: Insurance costs 54.94% less
- Hornby: Insurance costs 34.56% less
- Huckabay: Insurance costs 22.02% less
- Hulmeville: Insurance costs 32.96% less
- Seman: Insurance costs 25.75% less
- Silverdale: Insurance costs 32.48% less
- Sinks Grove: Insurance costs 28.70% less
- Sitka: Insurance costs 32.48% more
- Hickory Corners: Insurance costs 44.19% less