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Get Cheap Car Insurance in Fairfield Center, ME
We monitor insurance prices, helping the average driver in Fairfield Center save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Fairfield Center
The chart below shows the cheapest car insurance company in Fairfield Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Fairfield Center Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Fairfield Center Driver
Based on our extensive insurance data, we know the average Fairfield Center driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $231 per year by choosing the right vehicle insurance company. Some Fairfield Center residents are paying out over $945 extra every year for auto insurance in Fairfield Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fairfield Center, ME Savings / Yr. |
|---|---|
$231 |
|
$328 |
|
$297 |
|
$302 |
|
$960 |
|
$200 |
|
$421 |
Fairfield Center Car Insurance vs. Maine
People living in Fairfield Center pay an average of 0.15% less than the typical driver in the state. The average driver in Fairfield Center can expect to pay about $526 per year, or $945 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Fairfield Center for most people.
Car Insurance Prices by Fairfield Center Neighborhood
Insurance Prices
Where is insurance cheapest within Fairfield Center?
The map shows insurance prices in and around Fairfield Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $959 to a low of $935. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Fairfield Center.Pick the Best Car Insurance Company for You in Fairfield Center
The best car insurance provider for most drivers in Fairfield Center
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $231 over the average Fairfield Center car insurance company.
The best car insurance provider for Fairfield Center drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $328 over the competition.
The best car insurance company for Fairfield Center drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $297 better than other car insurance companies.
The best auto insurance for Fairfield Center drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $302 less each year.
The least expensive car insurance company for new and young drivers in Fairfield Center
In Fairfield Center, Concord Group Insurance costs young drivers $960 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fairfield Center
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Fairfield Center couple's premiums.
The cheapest car insurance in Fairfield Center for drivers with bad credit
The best Fairfield Center car insurance company for customer service
Nationwide was the best company for customer service in Fairfield Center according to the NAIC.
Recent price drops
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The cheapest large national provider in Fairfield Center
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fairfield Center driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fairfield Center, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Fairfield Center
What Influences the Cost of Car Insurance in Fairfield Center?
On average, car insurance in Fairfield Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fairfield Center is 30 minutes, which is a little less than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fairfield Center are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Fairfield Center is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fairfield Center is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fairfield: Insurance costs 2.33% more
- Waterville: Insurance costs 2.86% more
- Shawmut: Insurance costs 1.16% more
- Oakland: Insurance costs 1.27% more
- Winslow: Insurance costs 0.95% more
- Hinckley: Insurance costs 0.63% more
- Smithfield: Insurance costs 2.43% more
- North Belgrade: Insurance costs 0.95% more
- Larone: Insurance costs 0.42% more
- Clinton: Insurance costs 0.11% less
Cities with Similar Populations
- Man: Insurance costs 75.66% more
- Spring Valley: Insurance costs 88.47% more
- Smyrna: Insurance costs 122.65% more
- Smiths: Insurance costs 81.59% more
- Sioux Rapids: Insurance costs 29.84% more
- Simonton: Insurance costs 78.62% more
- Shortville: Insurance costs 20.85% more
- Sedalia: Insurance costs 26.56% more
- Sageville: Insurance costs 29.10% more
- Rich Creek: Insurance costs 24.13% more