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Get Cheap Car Insurance in Fayette, MI
We monitor insurance prices, helping the average driver in Fayette save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Fayette
The chart below shows the cheapest car insurance company in Fayette for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Fayette Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $115 |
| State Farm | $116 |
| Safeco Insurance | $122 |
Savings for Every Kind of Fayette Driver
Based on our extensive insurance data, we know the average Fayette driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,090 per year by choosing the right vehicle insurance company. Some Fayette residents are paying out over $2,713 extra every year for auto insurance in Fayette. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fayette, MI Savings / Yr. |
|---|---|
$1,090 |
|
$1,780 |
|
$1,575 |
|
$2,393 |
|
$2,824 |
|
$0 |
|
$0 |
Fayette Car Insurance vs. Michigan
People living in Fayette pay an average of 6.43% less than the typical driver in the state. The average driver in Fayette can expect to pay about $2,060 per year, or $2,713 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Fayette for most people.
Car Insurance Prices by Fayette Neighborhood
Insurance Prices
Where is insurance cheapest within Fayette?
The map shows insurance prices in and around Fayette, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the city boundaries, with insurance premiums ranging from a high of $2,805 to a low of $2,701. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Fayette.Pick the Best Car Insurance Company for You in Fayette
The best car insurance provider for most drivers in Fayette
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,090 over the average Fayette car insurance company.
The best car insurance provider for Fayette drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,780 over the competition.
The best car insurance company for Fayette drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,575 better than other car insurance companies.
The best auto insurance for Fayette drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,393 less each year.
The least expensive car insurance company for new and young drivers in Fayette
In Fayette, Geico costs young drivers $2,824 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fayette
The cheapest car insurance in Fayette for drivers with bad credit
The best Fayette car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fayette
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fayette driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fayette, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Fayette
What Influences the Cost of Car Insurance in Fayette?
On average, car insurance in Fayette is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fayette is 29 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Fayette is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fayette is $172 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fairport: Insurance costs 0.85% more
- Minor Beach: Insurance costs 0.44% less
- Cooks: Insurance costs 0.26% less
- Sunset Beach: Insurance costs 0.04% more
- Ossawinamakee Beach: Insurance costs 0.37% less
- Thompson: Insurance costs 0.44% less
- Manistique: Insurance costs 3.02% more
- Garden Corners: Insurance costs 3.13% more
- Isabella: Insurance costs 2.21% more
- Nahma: Insurance costs 1.95% more
Cities with Similar Populations
- Brownsville: Insurance costs 36.86% less
- Wellwood: Insurance costs 49.87% less
- Wayne: Insurance costs 23.88% less
- Watoga: Insurance costs 45.37% less
- Campbell Creek: Insurance costs 52.16% less
- Byrds: Insurance costs 39.92% less
- Byrds Creek: Insurance costs 57.83% less
- Burr Oak: Insurance costs 56.80% less
- Buffalo City: Insurance costs 56.51% less
- Buckskin Joe: Insurance costs 30.78% less