Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Ferguson, AR
We monitor insurance prices, helping the average driver in Ferguson save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Ferguson
The chart below shows the cheapest car insurance company in Ferguson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Ferguson Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $57 |
| Farm Bureau | $59 |
| Geico | $61 |
| Jupiter | $63 |
Savings for Every Kind of Ferguson Driver
Based on our extensive insurance data, we know the average Ferguson driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $351 per year by choosing the right vehicle insurance company. Some Ferguson residents are paying out over $1,775 extra every year for auto insurance in Ferguson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ferguson, AR Savings / Yr. |
|---|---|
$351 |
|
$622 |
|
$501 |
|
$771 |
|
$1,992 |
|
$353 |
|
$495 |
Ferguson Car Insurance vs. Arkansas
People living in Ferguson pay an average of 5.44% more than the typical driver in the state. The average driver in Ferguson can expect to pay about $961 per year, or $1,775 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Ferguson for most people.
Car Insurance Prices by Ferguson Neighborhood
Insurance Prices
Where is insurance cheapest within Ferguson?
The map shows insurance prices in and around Ferguson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the city boundaries, with insurance premiums ranging from a high of $1,782 to a low of $1,759. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Ferguson.Pick the Best Car Insurance Company for You in Ferguson
The best car insurance provider for most drivers in Ferguson
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $351 over the average Ferguson car insurance company.
The best car insurance provider for Ferguson drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $622 over the competition.
The best car insurance company for Ferguson drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $501 better than other car insurance companies.
The best auto insurance for Ferguson drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $771 less each year.
The least expensive car insurance company for new and young drivers in Ferguson
In Ferguson, Farm Bureau costs young drivers $1,992 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ferguson
Farm Bureau gave the largest car insurance discounts to married couples, averaging $353 saved each year compared to an average Ferguson couple's premiums.
The cheapest car insurance in Ferguson for drivers with bad credit
The best Ferguson car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ferguson
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Ferguson driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ferguson, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Ferguson
What Influences the Cost of Car Insurance in Ferguson?
On average, car insurance in Ferguson is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ferguson are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Ferguson is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ferguson is $80 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mellwood: Insurance costs the same
- Lundell: Insurance costs 0.39% more
- Rochdale: Insurance costs 1.69% more
- Hillhouse: Insurance costs 1.52% more
- Rena Lara: Insurance costs 2.87% more
- Ethel: Insurance costs 5.58% less
- Tichnor: Insurance costs 5.92% less
- Duncan: Insurance costs 1.63% less
- Alligator: Insurance costs 1.18% less
- Sherard: Insurance costs 2.25% more
Cities with Similar Populations
- Etna: Insurance costs 35.32% less
- West Quincy: Insurance costs 1.58% less
- Crocheron: Insurance costs 1.01% less
- Watkins: Insurance costs 26.42% less
- Cubana: Insurance costs 10.42% less
- Cumnor: Insurance costs 30.48% less
- Cypress: Insurance costs 34.48% less
- Dales: Insurance costs 1.63% more
- Davis: Insurance costs 12.96% more
- Vivian: Insurance costs 8.90% less