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Get Cheap Car Insurance in Finzel, MD

We monitor insurance prices, helping the average driver in Finzel save up to 26.9% on car insurance.

 

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The Cheapest Minimum Coverage in Finzel

The chart below shows the cheapest car insurance company in Finzel for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.

 
Finzel Insurer Monthly Cost
State Farm $81
Erie Insurance $82
Travelers $94
Safeco Insurance $97

Savings for Every Kind of Finzel Driver

The table shows how much the average auto insurance customer in Finzel might save by following our recommendations.

Based on our extensive insurance data, we know the average Finzel driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $325 per year by choosing the right vehicle insurance company. Some Finzel residents are paying out over $1,748 extra every year for auto insurance in Finzel. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Finzel, MD Savings / Yr.
Drivers with good records
$325
Drivers with accidents
$306
Drivers with speeding tickets
$356
Drivers with a DUI conviction
$573
Young drivers
$1,102
Married drivers
$197
Drivers with bad credit
$770

Finzel Car Insurance vs. Maryland

People living in Finzel pay an average of 5.69% less than the typical driver in the state. The average driver in Finzel can expect to pay about $1,191 per year, or $1,748 for full coverage.

Based on our analysis, MetLife will be the cheapest provider in Finzel for most people.

Car Insurance Prices by Finzel Neighborhood

Finzel, MD map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Finzel?

The map shows insurance prices in and around Finzel, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $7 per year within the city boundaries, with insurance premiums ranging from a high of $1,748 to a low of $1,741. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Finzel.

Pick the Best Car Insurance Company for You in Finzel

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Finzel insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Finzel

For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $325 over the average Finzel car insurance company.

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We use the average good driver, paying $119 per month, as our baseline for pricing in Finzel. Geico, Travelers, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Finzel drivers with accidents on their records

In Finzel getting into an accident will raise premiums an average 25% for a yearly cost of $2,333. That's $586 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Erie Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $306 over the competition.

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The best car insurance company for Finzel drivers with speeding tickets

>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $356 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Finzel, tickets raise premiums on new quotes about $366. If you have a speeding ticket, we recommend State Farm, Geico, and Erie Insurance for savings that beat the average insurance cost of $2,113 per year.

The best auto insurance for Finzel drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,500 per year in auto insurance premiums, which was $753 more than a driver with no major issues. Progressive, Travelers, and Erie Insurance penalized their customers the least for a DUI.

Getting a quote from Erie Insurance may cost the average person with a DUI about $573 less each year.

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The least expensive car insurance company for new and young drivers in Finzel

In Finzel, Erie Insurance costs young drivers $1,102 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Finzel. With an average cost of $5,410 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Finzel

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $146. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Finzel.

State Farm gave the largest car insurance discounts to married couples, averaging $197 saved each year compared to an average Finzel couple's premiums.

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The cheapest car insurance in Finzel for drivers with bad credit

People with poor credit saved an average of $770 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,116 every year. Premiums for people with poor credit were about $2,863 in Finzel. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Safe Auto.

The best Finzel car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Finzel, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Finzel.

Nationwide was the best company for customer service in Finzel according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Finzel, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Finzel. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Finzel

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 10% of Finzel residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Finzel driver can expect to pay about $133 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Finzel, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.
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Auto Insurance Prices in and Around Finzel

What Influences the Cost of Car Insurance in Finzel?

On average, car insurance in Finzel is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Finzel is 25 minutes, which is far less than average for a driver in the state.
  • Maryland state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Finzel are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Finzel has an average population density in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Finzel is $99 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Finzel driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Finzel with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.