Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Five Points, NJ
We monitor insurance prices, helping the average driver in Five Points save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Five Points
The chart below shows the cheapest car insurance company in Five Points for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Five Points Insurer | Monthly Cost |
|---|---|
| State Farm | $55 |
| Geico | $58 |
| Plymouth Rock Assurance | $71 |
| NJM | $84 |
Savings for Every Kind of Five Points Driver
Based on our extensive insurance data, we know the average Five Points driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $438 per year by choosing the right vehicle insurance company. Some Five Points residents are paying out over $1,670 extra every year for auto insurance in Five Points. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Five Points, NJ Savings / Yr. |
|---|---|
$438 |
|
$812 |
|
$624 |
|
$538 |
|
$2,160 |
|
$421 |
|
$655 |
Five Points Car Insurance vs. New Jersey
People living in Five Points pay an average of 8.03% less than the typical driver in the state. The average driver in Five Points can expect to pay about $996 per year, or $1,670 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Five Points for most people.
Car Insurance Prices by Five Points Neighborhood
Insurance Prices
Where is insurance cheapest within Five Points?
The map shows insurance prices in and around Five Points, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the city boundaries, with insurance premiums ranging from a high of $1,674 to a low of $1,663. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Five Points.Pick the Best Car Insurance Company for You in Five Points
The best car insurance provider for most drivers in Five Points
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $438 over the average Five Points car insurance company.
The best car insurance provider for Five Points drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $812 over the competition.
The best car insurance company for Five Points drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $624 better than other car insurance companies.
The best auto insurance for Five Points drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $538 less each year.
The least expensive car insurance company for new and young drivers in Five Points
In Five Points, Geico costs young drivers $2,160 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Five Points
Geico gave the largest car insurance discounts to married couples, averaging $421 saved each year compared to an average Five Points couple's premiums.
The cheapest car insurance in Five Points for drivers with bad credit
The best Five Points car insurance company for customer service
Nationwide was the best company for customer service in Five Points according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Five Points, which was better than other insurers.
The cheapest large national provider in Five Points
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Five Points driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Five Points, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Five Points
What Influences the Cost of Car Insurance in Five Points?
On average, car insurance in Five Points is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Five Points are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Five Points has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Five Points is $83 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stillwater: Insurance costs 0.78% more
- Crandon Lakes: Insurance costs 1.86% more
- Newton: Insurance costs 4.19% more
- Egypt Mills: Insurance costs 4.85% less
- Marksboro: Insurance costs 0.66% more
- Hardwick: Insurance costs 0.66% more
- Branchville: Insurance costs 1.08% more
- Jacksonburg: Insurance costs 0.72% more
- Bushkill: Insurance costs 3.53% less
- Andover Junction: Insurance costs 2.04% more
Cities with Similar Populations
- La Crosse: Insurance costs 44.43% more
- Huron: Insurance costs 28.68% less
- Indian Head: Insurance costs 15.21% less
- Ironton: Insurance costs 0.18% more
- James Creek: Insurance costs 19.28% less
- Jamesville: Insurance costs 6.59% more
- Jiba: Insurance costs 0.54% less
- Judson: Insurance costs 12.40% less
- Waldo: Insurance costs 2.10% less
- Kadoka: Insurance costs 4.43% more