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Get Cheap Car Insurance in Flagler, CO
We monitor insurance prices, helping the average driver in Flagler save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Flagler
The chart below shows the cheapest car insurance company in Flagler for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Flagler Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Bristol West | $78 |
| Safeco Insurance | $80 |
| Geico | $82 |
Savings for Every Kind of Flagler Driver
Based on our extensive insurance data, we know the average Flagler driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $416 per year by choosing the right vehicle insurance company. Some Flagler residents are paying out over $1,939 extra every year for auto insurance in Flagler. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Flagler, CO Savings / Yr. |
|---|---|
$416 |
|
$741 |
|
$596 |
|
$637 |
|
$1,886 |
|
$500 |
|
$732 |
Flagler Car Insurance vs. Colorado
People living in Flagler pay an average of 2.60% more than the typical driver in the state. The average driver in Flagler can expect to pay about $1,133 per year, or $1,939 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Flagler for most people.
Car Insurance Prices by Flagler Neighborhood
Insurance Prices
Where is insurance cheapest within Flagler?
The map shows insurance prices in and around Flagler, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the city boundaries, with insurance premiums ranging from a high of $1,939 to a low of $1,913. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Flagler.Pick the Best Car Insurance Company for You in Flagler
The best car insurance provider for most drivers in Flagler
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $416 over the average Flagler car insurance company.
The best car insurance provider for Flagler drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $741 over the competition.
The best car insurance company for Flagler drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $596 better than other car insurance companies.
The best auto insurance for Flagler drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $637 less each year.
The least expensive car insurance company for new and young drivers in Flagler
In Flagler, State Farm costs young drivers $1,886 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Flagler
State Farm gave the largest car insurance discounts to married couples, averaging $500 saved each year compared to an average Flagler couple's premiums.
The cheapest car insurance in Flagler for drivers with bad credit
The best Flagler car insurance company for customer service
Recent price drops
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The cheapest large national provider in Flagler
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Flagler driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Flagler, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Flagler
What Influences the Cost of Car Insurance in Flagler?
On average, car insurance in Flagler is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Flagler are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Flagler is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Flagler is $94 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Seibert: Insurance costs the same
- Arriba: Insurance costs 1.34% less
- Vona: Insurance costs 0.26% less
- Genoa: Insurance costs 0.36% more
- Stratton: Insurance costs 1.75% less
- Hugo: Insurance costs 0.31% less
- Shaw: Insurance costs 1.24% less
- Anton: Insurance costs 0.62% less
- Boyero: Insurance costs 1.19% less
- Cope: Insurance costs 0.77% less
Cities with Similar Populations
- Seward: Insurance costs 13.98% less
- Fort Towson: Insurance costs 12.38% less
- Fox: Insurance costs 41.62% less
- Georgetown: Insurance costs 12.43% less
- Granville: Insurance costs 21.82% less
- Jensen: Insurance costs 27.75% less
- Schmidt Corner: Insurance costs 42.96% more
- Scotland: Insurance costs 12.74% less
- Senior: Insurance costs 44.20% less
- Fort Jesup: Insurance costs 41.88% more