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Get Cheap Car Insurance in Flower Hill, AL
We monitor insurance prices, helping the average driver in Flower Hill save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Flower Hill
The chart below shows the cheapest car insurance company in Flower Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Flower Hill Insurer | Monthly Cost |
|---|---|
| Travelers | $70 |
| Gainsco | $73 |
| State Farm | $76 |
| Safe Auto | $77 |
Savings for Every Kind of Flower Hill Driver
Based on our extensive insurance data, we know the average Flower Hill driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $389 per year by choosing the right vehicle insurance company. Some Flower Hill residents are paying out over $1,572 extra every year for auto insurance in Flower Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Flower Hill, AL Savings / Yr. |
|---|---|
$389 |
|
$529 |
|
$496 |
|
$563 |
|
$1,222 |
|
$68 |
|
$332 |
Flower Hill Car Insurance vs. Alabama
People living in Flower Hill pay an average of 1.96% less than the typical driver in the state. The average driver in Flower Hill can expect to pay about $1,037 per year, or $1,572 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Flower Hill for most people.
Car Insurance Prices by Flower Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Flower Hill?
The map shows insurance prices in and around Flower Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $76 per year within the city boundaries, with insurance premiums ranging from a high of $1,617 to a low of $1,541. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Flower Hill.Pick the Best Car Insurance Company for You in Flower Hill
The best car insurance provider for most drivers in Flower Hill
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $389 over the average Flower Hill car insurance company.
The best car insurance provider for Flower Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $529 over the competition.
The best car insurance company for Flower Hill drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $496 better than other car insurance companies.
The best auto insurance for Flower Hill drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $563 less each year.
The least expensive car insurance company for new and young drivers in Flower Hill
In Flower Hill, Travelers costs young drivers $1,222 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Flower Hill
State Farm gave the largest car insurance discounts to married couples, averaging $68 saved each year compared to an average Flower Hill couple's premiums.
The cheapest car insurance in Flower Hill for drivers with bad credit
The best Flower Hill car insurance company for customer service
Nationwide was the best company for customer service in Flower Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Flower Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Flower Hill driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Flower Hill, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Flower Hill
What Influences the Cost of Car Insurance in Flower Hill?
On average, car insurance in Flower Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Flower Hill is 31 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Flower Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Flower Hill has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Flower Hill is $86 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Reid: Insurance costs 0.76% less
- Brookwood Forest: Insurance costs 0.95% less
- Ripley: Insurance costs 0.95% less
- Fish Pond: Insurance costs 3.12% more
- Hillsboro: Insurance costs 0.06% more
- Jones Crossroads: Insurance costs 1.21% less
- Trinity: Insurance costs 0.95% less
- Tanner: Insurance costs 1.46% less
- Tanner Crossroads: Insurance costs 2.99% less
- Decatur: Insurance costs 0.38% less
Cities with Similar Populations
- Pringle: Insurance costs 8.08% more
- Port Lions: Insurance costs 17.62% less
- Posey: Insurance costs 8.27% less
- Post Creek: Insurance costs 26.91% more
- Potlatch: Insurance costs 10.88% less
- Potter Brook: Insurance costs 14.50% less
- Powell: Insurance costs 1.02% more
- Powhattan: Insurance costs 1.53% less
- Prairie: Insurance costs 6.42% less
- Prattsville: Insurance costs 25.95% less