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Get Cheap Car Insurance in Floyd Springs, GA
We monitor insurance prices, helping the average driver in Floyd Springs save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Floyd Springs
The chart below shows the cheapest car insurance company in Floyd Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Floyd Springs Insurer | Monthly Cost |
|---|---|
| Travelers | $73 |
| Farm Bureau | $76 |
| State Farm | $83 |
| Progressive | $90 |
Savings for Every Kind of Floyd Springs Driver
Based on our extensive insurance data, we know the average Floyd Springs driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $350 per year by choosing the right vehicle insurance company. Some Floyd Springs residents are paying out over $1,684 extra every year for auto insurance in Floyd Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Floyd Springs, GA Savings / Yr. |
|---|---|
$350 |
|
$746 |
|
$515 |
|
$704 |
|
$2,050 |
|
$169 |
|
$724 |
Floyd Springs Car Insurance vs. Georgia
People living in Floyd Springs pay an average of 4.89% less than the typical driver in the state. The average driver in Floyd Springs can expect to pay about $1,120 per year, or $1,684 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Floyd Springs for most people.
Car Insurance Prices by Floyd Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Floyd Springs?
The map shows insurance prices in and around Floyd Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $77 per year within the city boundaries, with insurance premiums ranging from a high of $1,722 to a low of $1,645. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of Floyd Springs.Pick the Best Car Insurance Company for You in Floyd Springs
The best car insurance provider for most drivers in Floyd Springs
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $350 over the average Floyd Springs car insurance company.
The best car insurance provider for Floyd Springs drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $746 over the competition.
The best car insurance company for Floyd Springs drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $515 better than other car insurance companies.
The best auto insurance for Floyd Springs drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $704 less each year.
The least expensive car insurance company for new and young drivers in Floyd Springs
In Floyd Springs, Auto-Owners Insurance costs young drivers $2,050 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Floyd Springs
Farm Bureau gave the largest car insurance discounts to married couples, averaging $169 saved each year compared to an average Floyd Springs couple's premiums.
The cheapest car insurance in Floyd Springs for drivers with bad credit
The best Floyd Springs car insurance company for customer service
Nationwide was the best company for customer service in Floyd Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Floyd Springs
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Floyd Springs driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Floyd Springs, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Floyd Springs
What Influences the Cost of Car Insurance in Floyd Springs?
On average, car insurance in Floyd Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Floyd Springs is 33 minutes, which is about the national average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Floyd Springs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Floyd Springs is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Floyd Springs is $93 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Armuchee: Insurance costs 0.36% more
- Coosa: Insurance costs 2.55% more
- Riverside: Insurance costs 1.60% more
- Crystal Springs: Insurance costs 2.55% more
- Plainville: Insurance costs 1.72% more
- Everett Springs: Insurance costs 2.32% less
- Pinson: Insurance costs 1.19% more
- Oostanaula: Insurance costs 3.33% more
- Lily Pond: Insurance costs 1.66% more
- Subligna: Insurance costs 2.38% more
Cities with Similar Populations
- Athens: Insurance costs 15.68% less
- Henderson: Insurance costs 5.64% less
- Hooversville: Insurance costs 18.11% less
- Halsey: Insurance costs 17.93% less
- Kirklin: Insurance costs 30.40% less
- Lake Andes: Insurance costs 2.20% less
- Simms: Insurance costs 4.04% less
- Sligo: Insurance costs 27.73% less
- Lake Lindsey: Insurance costs 47.62% more
- Laurie: Insurance costs 6.29% more