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Get Cheap Car Insurance in Floyds Knobs, IN
We monitor insurance prices, helping the average driver in Floyds Knobs save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Floyds Knobs
The chart below shows the cheapest car insurance company in Floyds Knobs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Floyds Knobs Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $44 |
| State Farm | $47 |
| Safe Auto | $47 |
| Travelers | $48 |
Savings for Every Kind of Floyds Knobs Driver
Based on our extensive insurance data, we know the average Floyds Knobs driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $342 per year by choosing the right vehicle insurance company. Some Floyds Knobs residents are paying out over $1,173 extra every year for auto insurance in Floyds Knobs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Floyds Knobs, IN Savings / Yr. |
|---|---|
$342 |
|
$534 |
|
$433 |
|
$305 |
|
$614 |
|
$262 |
|
$374 |
Floyds Knobs Car Insurance vs. Indiana
People living in Floyds Knobs pay an average of 3.98% less than the typical driver in the state. The average driver in Floyds Knobs can expect to pay about $728 per year, or $1,173 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Floyds Knobs for most people.
Car Insurance Prices by Floyds Knobs Neighborhood
Insurance Prices
Where is insurance cheapest within Floyds Knobs?
The map shows insurance prices in and around Floyds Knobs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $106 per year within the city boundaries, with insurance premiums ranging from a high of $1,262 to a low of $1,156. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Floyds Knobs.Pick the Best Car Insurance Company for You in Floyds Knobs
The best car insurance provider for most drivers in Floyds Knobs
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $342 over the average Floyds Knobs car insurance company.
The best car insurance provider for Floyds Knobs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $534 over the competition.
The best car insurance company for Floyds Knobs drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $433 better than other car insurance companies.
The best auto insurance for Floyds Knobs drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $305 less each year.
The least expensive car insurance company for new and young drivers in Floyds Knobs
In Floyds Knobs, State Farm costs young drivers $614 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Floyds Knobs
State Farm gave the largest car insurance discounts to married couples, averaging $262 saved each year compared to an average Floyds Knobs couple's premiums.
The cheapest car insurance in Floyds Knobs for drivers with bad credit
The best Floyds Knobs car insurance company for customer service
Nationwide was the best company for customer service in Floyds Knobs according to the NAIC.
Recent price drops
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The cheapest large national provider in Floyds Knobs
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Floyds Knobs driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Floyds Knobs, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Floyds Knobs
What Influences the Cost of Car Insurance in Floyds Knobs?
On average, car insurance in Floyds Knobs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Floyds Knobs is 29 minutes, which is a little less than average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Floyds Knobs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Floyds Knobs is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Floyds Knobs is $61 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Galena: Insurance costs 3.58% more
- New Albany: Insurance costs 4.77% more
- Georgetown: Insurance costs 0.51% more
- Greenville: Insurance costs 0.77% more
- Edwardsville: Insurance costs 1.45% more
- Broom Hill: Insurance costs 0.68% less
- Carwood: Insurance costs 0.94% less
- Borden: Insurance costs 1.53% more
- Sellersburg: Insurance costs 0.34% less
- Clarksville: Insurance costs 5.03% more
Cities with Similar Populations
- Patchogue: Insurance costs 122.85% more
- New Fairfield: Insurance costs 69.48% more
- New Haven: Insurance costs 158.74% more
- New Market: Insurance costs 32.14% more
- Newark: Insurance costs 77.07% more
- Overlea: Insurance costs 81.33% more
- Oxford: Insurance costs 64.28% more
- Oxford: Insurance costs 54.05% more
- Palmer Town: Insurance costs 29.33% more
- Nappanee: Insurance costs 1.62% less