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Get Cheap Car Insurance in Folcroft, PA
We monitor insurance prices, helping the average driver in Folcroft save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Folcroft
The chart below shows the cheapest car insurance company in Folcroft for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Folcroft Insurer | Monthly Cost |
|---|---|
| Kemper | $59 |
| Metromile | $59 |
| Travelers | $60 |
| State Farm | $62 |
Savings for Every Kind of Folcroft Driver
Based on our extensive insurance data, we know the average Folcroft driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $446 per year by choosing the right vehicle insurance company. Some Folcroft residents are paying out over $1,589 extra every year for auto insurance in Folcroft. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Folcroft, PA Savings / Yr. |
|---|---|
$446 |
|
$789 |
|
$603 |
|
$719 |
|
$1,840 |
|
$319 |
|
$569 |
Folcroft Car Insurance vs. Pennsylvania
People living in Folcroft pay an average of 11.40% more than the typical driver in the state. The average driver in Folcroft can expect to pay about $985 per year, or $1,589 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Folcroft for most people.
Car Insurance Prices by Folcroft Neighborhood
Insurance Prices
Where is insurance cheapest within Folcroft?
The map shows insurance prices in and around Folcroft, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $143 per year within the city boundaries, with insurance premiums ranging from a high of $1,654 to a low of $1,511. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Folcroft.Pick the Best Car Insurance Company for You in Folcroft
The best car insurance provider for most drivers in Folcroft
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $446 over the average Folcroft car insurance company.
The best car insurance provider for Folcroft drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $789 over the competition.
The best car insurance company for Folcroft drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $603 better than other car insurance companies.
The best auto insurance for Folcroft drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $719 less each year.
The least expensive car insurance company for new and young drivers in Folcroft
In Folcroft, Travelers costs young drivers $1,840 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Folcroft
State Farm gave the largest car insurance discounts to married couples, averaging $319 saved each year compared to an average Folcroft couple's premiums.
The cheapest car insurance in Folcroft for drivers with bad credit
The best Folcroft car insurance company for customer service
Recent price drops
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The cheapest large national provider in Folcroft
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Folcroft driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Folcroft, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Folcroft
What Influences the Cost of Car Insurance in Folcroft?
On average, car insurance in Folcroft is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Folcroft is 35 minutes, which is about the national average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Folcroft are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Folcroft is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Folcroft is $82 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Norwood: Insurance costs 9.38% less
- Glenolden: Insurance costs 8.62% less
- Sharon Hill: Insurance costs 15.42% more
- Prospect Park: Insurance costs 8.50% less
- Holmes: Insurance costs 9.31% less
- Collingdale: Insurance costs 6.04% more
- Essington: Insurance costs 11.52% less
- Primos: Insurance costs 4.59% less
- Colwyn: Insurance costs 14.60% more
- Aldan: Insurance costs 1.89% less
Cities with Similar Populations
- Monterey: Insurance costs 15.73% less
- Prescott: Insurance costs 29.01% less
- Pratt: Insurance costs 2.58% less
- Prairie Du Sac: Insurance costs 30.40% less
- Poughquag: Insurance costs 52.49% more
- Potomac Mills: Insurance costs 14.60% less
- Portage: Insurance costs 14.79% less
- Port St. Joe: Insurance costs 49.21% more
- Monticello: Insurance costs 12.08% less
- Preston: Insurance costs 30.08% less