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Get Cheap Car Insurance in Foley, AL
We monitor insurance prices, helping the average driver in Foley save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Foley
The chart below shows the cheapest car insurance company in Foley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Foley Insurer | Monthly Cost |
|---|---|
| Travelers | $67 |
| Gainsco | $70 |
| State Farm | $73 |
| Safe Auto | $74 |
Savings for Every Kind of Foley Driver
Based on our extensive insurance data, we know the average Foley driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $375 per year by choosing the right vehicle insurance company. Some Foley residents are paying out over $1,515 extra every year for auto insurance in Foley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Foley, AL Savings / Yr. |
|---|---|
$375 |
|
$510 |
|
$478 |
|
$543 |
|
$1,178 |
|
$65 |
|
$320 |
Foley Car Insurance vs. Alabama
People living in Foley pay an average of 5.48% less than the typical driver in the state. The average driver in Foley can expect to pay about $1,000 per year, or $1,515 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Foley for most people.
Car Insurance Prices by Foley Neighborhood
Insurance Prices
Where is insurance cheapest within Foley?
The map shows insurance prices in and around Foley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $194 per year within the city boundaries, with insurance premiums ranging from a high of $1,618 to a low of $1,424. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Foley.Pick the Best Car Insurance Company for You in Foley
The best car insurance provider for most drivers in Foley
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $375 over the average Foley car insurance company.
The best car insurance provider for Foley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $510 over the competition.
The best car insurance company for Foley drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $478 better than other car insurance companies.
The best auto insurance for Foley drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $543 less each year.
The least expensive car insurance company for new and young drivers in Foley
In Foley, Travelers costs young drivers $1,178 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Foley
State Farm gave the largest car insurance discounts to married couples, averaging $65 saved each year compared to an average Foley couple's premiums.
The cheapest car insurance in Foley for drivers with bad credit
The best Foley car insurance company for customer service
Recent price drops
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The cheapest large national provider in Foley
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Foley driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Foley, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Foley
What Influences the Cost of Car Insurance in Foley?
On average, car insurance in Foley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Foley is 28 minutes, which is far less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Foley are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Foley has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Foley is $83 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Magnolia Springs: Insurance costs 0.92% less
- Miflin: Insurance costs 1.12% less
- Bon Secour: Insurance costs the same
- Summerdale: Insurance costs 0.46% less
- Elberta: Insurance costs 0.26% less
- Gulf Shores: Insurance costs 0.46% more
- Josephine: Insurance costs 0.92% more
- Orange Beach: Insurance costs 1.72% less
- Perdido Beach: Insurance costs 0.33% more
- Lillian: Insurance costs 3.04% less
Cities with Similar Populations
- Albertville: Insurance costs 0.40% more
- Lockport: Insurance costs 1.25% more
- Fair Oaks: Insurance costs 14.39% less
- Troy: Insurance costs 28.51% less
- University Park: Insurance costs 127.26% more
- Montrose: Insurance costs 14.13% more
- Westlake: Insurance costs 26.80% less
- Westmont: Insurance costs 74.06% more
- Wheat Ridge: Insurance costs 30.56% more
- Collegeville: Insurance costs 7.59% less