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Get Cheap Car Insurance in Forest Lakes, AZ
We monitor insurance prices, helping the average driver in Forest Lakes save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Forest Lakes
The chart below shows the cheapest car insurance company in Forest Lakes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Forest Lakes Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $58 |
| Mile Auto | $73 |
| MetLife | $73 |
Savings for Every Kind of Forest Lakes Driver
Based on our extensive insurance data, we know the average Forest Lakes driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $654 per year by choosing the right vehicle insurance company. Some Forest Lakes residents are paying out over $1,692 extra every year for auto insurance in Forest Lakes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Forest Lakes, AZ Savings / Yr. |
|---|---|
$654 |
|
$581 |
|
$354 |
|
$594 |
|
$1,885 |
|
$333 |
|
$935 |
Forest Lakes Car Insurance vs. Arizona
People living in Forest Lakes pay an average of 6.72% less than the typical driver in the state. The average driver in Forest Lakes can expect to pay about $892 per year, or $1,692 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Forest Lakes for most people.
Car Insurance Prices by Forest Lakes Neighborhood
Insurance Prices
Where is insurance cheapest within Forest Lakes?
The map shows insurance prices in and around Forest Lakes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,712 to a low of $1,685. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of Forest Lakes.Pick the Best Car Insurance Company for You in Forest Lakes
The best car insurance provider for most drivers in Forest Lakes
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $654 over the average Forest Lakes car insurance company.
The best car insurance provider for Forest Lakes drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $581 over the competition.
The best car insurance company for Forest Lakes drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $354 better than other car insurance companies.
The best auto insurance for Forest Lakes drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $594 less each year.
The least expensive car insurance company for new and young drivers in Forest Lakes
In Forest Lakes, Geico costs young drivers $1,885 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Forest Lakes
State Farm gave the largest car insurance discounts to married couples, averaging $333 saved each year compared to an average Forest Lakes couple's premiums.
The cheapest car insurance in Forest Lakes for drivers with bad credit
The best Forest Lakes car insurance company for customer service
Nationwide was the best company for customer service in Forest Lakes according to the NAIC.
Recent price drops
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The cheapest large national provider in Forest Lakes
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Forest Lakes driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Forest Lakes, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Forest Lakes
What Influences the Cost of Car Insurance in Forest Lakes?
On average, car insurance in Forest Lakes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Forest Lakes is 31 minutes, which is about the national average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Forest Lakes are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Forest Lakes is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Forest Lakes is $74 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hunter Creek: Insurance costs 0.83% more
- Heber: Insurance costs 1.30% more
- Heber-Overgaard: Insurance costs 1.30% more
- Overgaard: Insurance costs 0.35% more
- Star Valley: Insurance costs 1.12% more
- Payson: Insurance costs 1.00% more
- Clay Springs: Insurance costs 2.36% more
- Pinedale: Insurance costs 1.89% more
- Pine: Insurance costs 0.95% more
- Strawberry: Insurance costs 0.65% more
Cities with Similar Populations
- Mantador: Insurance costs 20.39% less
- Loree: Insurance costs 30.61% less
- Lorraine: Insurance costs 9.04% less
- Los Berros: Insurance costs 9.75% more
- Loudville: Insurance costs 14.95% less
- Lovelton: Insurance costs 18.79% less
- Lower Bank: Insurance costs 4.55% more
- Lower Bartlett: Insurance costs 27.96% less
- Lower La Posada: Insurance costs 9.40% less
- Luber: Insurance costs 1.42% less