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Get Cheap Car Insurance in Fort Jones, CA
We monitor insurance prices, helping the average driver in Fort Jones save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Fort Jones
The chart below shows the cheapest car insurance company in Fort Jones for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Fort Jones Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Progressive | $54 |
| Travelers | $55 |
Savings for Every Kind of Fort Jones Driver
Based on our extensive insurance data, we know the average Fort Jones driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $565 per year by choosing the right vehicle insurance company. Some Fort Jones residents are paying out over $1,767 extra every year for auto insurance in Fort Jones. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Jones, CA Savings / Yr. |
|---|---|
$565 |
|
$1,035 |
|
$819 |
|
$1,438 |
|
$738 |
|
$320 |
|
$0 |
Fort Jones Car Insurance vs. California
People living in Fort Jones pay an average of 11.99% less than the typical driver in the state. The average driver in Fort Jones can expect to pay about $827 per year, or $1,767 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Fort Jones for most people.
Car Insurance Prices by Fort Jones Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Jones?
The map shows insurance prices in and around Fort Jones, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $70 per year within the city boundaries, with insurance premiums ranging from a high of $1,802 to a low of $1,732. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Fort Jones.Pick the Best Car Insurance Company for You in Fort Jones
The best car insurance provider for most drivers in Fort Jones
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $565 over the average Fort Jones car insurance company.
The best car insurance provider for Fort Jones drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,035 over the competition.
The best car insurance company for Fort Jones drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $819 better than other car insurance companies.
The best auto insurance for Fort Jones drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,438 less each year.
The least expensive car insurance company for new and young drivers in Fort Jones
In Fort Jones, State Farm costs young drivers $738 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Jones
Progressive gave the largest car insurance discounts to married couples, averaging $320 saved each year compared to an average Fort Jones couple's premiums.
The cheapest car insurance in Fort Jones for drivers with bad credit
The best Fort Jones car insurance company for customer service
Nationwide was the best company for customer service in Fort Jones according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Jones
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Fort Jones driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Jones, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Fort Jones
What Influences the Cost of Car Insurance in Fort Jones?
On average, car insurance in Fort Jones is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fort Jones is 26 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Jones are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Fort Jones is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Jones is $69 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oro Fino: Insurance costs 0.11% more
- Greenview: Insurance costs 0.45% less
- Mugginsville: Insurance costs 1.02% less
- Scott Bar: Insurance costs 0.74% more
- Etna: Insurance costs 2.38% more
- Yreka: Insurance costs 2.15% more
- Grenada: Insurance costs 1.30% more
- Horse Creek: Insurance costs 0.68% more
- Klamath River: Insurance costs 0.68% more
- Gazelle: Insurance costs 5.43% more
Cities with Similar Populations
- Amagansett: Insurance costs 33.84% more
- West Baden Springs: Insurance costs 33.33% less
- Waurika: Insurance costs 4.13% less
- Vance: Insurance costs 1.98% less
- Tulelake: Insurance costs 3.85% more
- Thorp: Insurance costs 25.30% less
- Sumerduck: Insurance costs 29.43% less
- State Center: Insurance costs 32.37% less
- Sharps Chapel: Insurance costs 22.81% less
- Drexel: Insurance costs 33.84% less