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Get Cheap Car Insurance in Fort Lyon, CO
We monitor insurance prices, helping the average driver in Fort Lyon save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Fort Lyon
The chart below shows the cheapest car insurance company in Fort Lyon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Fort Lyon Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Bristol West | $79 |
| Safeco Insurance | $80 |
| Geico | $82 |
Savings for Every Kind of Fort Lyon Driver
Based on our extensive insurance data, we know the average Fort Lyon driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some Fort Lyon residents are paying out over $1,950 extra every year for auto insurance in Fort Lyon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Lyon, CO Savings / Yr. |
|---|---|
$418 |
|
$745 |
|
$599 |
|
$641 |
|
$1,896 |
|
$502 |
|
$736 |
Fort Lyon Car Insurance vs. Colorado
People living in Fort Lyon pay an average of 3.18% more than the typical driver in the state. The average driver in Fort Lyon can expect to pay about $1,139 per year, or $1,950 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Fort Lyon for most people.
Car Insurance Prices by Fort Lyon Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Lyon?
The map shows insurance prices in and around Fort Lyon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $8 per year within the city boundaries, with insurance premiums ranging from a high of $1,955 to a low of $1,947. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Fort Lyon.Pick the Best Car Insurance Company for You in Fort Lyon
The best car insurance provider for most drivers in Fort Lyon
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $418 over the average Fort Lyon car insurance company.
The best car insurance provider for Fort Lyon drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $745 over the competition.
The best car insurance company for Fort Lyon drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $599 better than other car insurance companies.
The best auto insurance for Fort Lyon drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $641 less each year.
The least expensive car insurance company for new and young drivers in Fort Lyon
In Fort Lyon, State Farm costs young drivers $1,896 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Lyon
State Farm gave the largest car insurance discounts to married couples, averaging $502 saved each year compared to an average Fort Lyon couple's premiums.
The cheapest car insurance in Fort Lyon for drivers with bad credit
The best Fort Lyon car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fort Lyon
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fort Lyon driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Lyon, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Fort Lyon
What Influences the Cost of Car Insurance in Fort Lyon?
On average, car insurance in Fort Lyon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Lyon are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Fort Lyon is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Lyon is $95 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Las Animas: Insurance costs 0.56% more
- Ninaview: Insurance costs 0.21% more
- Hasty: Insurance costs 0.15% more
- North La Junta: Insurance costs 1.59% less
- Cheraw: Insurance costs 1.33% less
- McClave: Insurance costs 0.10% more
- Timpas: Insurance costs 1.33% less
- La Junta: Insurance costs 0.62% less
- La Junta Gardens: Insurance costs 1.54% less
- Swink: Insurance costs 1.64% less
Cities with Similar Populations
- Haymakertown: Insurance costs 39.90% less
- West Park: Insurance costs 46.51% less
- West Brattleboro: Insurance costs 39.85% less
- Hammondsville: Insurance costs 43.03% less
- Hanna: Insurance costs 19.95% less
- Hardwick: Insurance costs 4.05% less
- Harman Junction: Insurance costs 33.90% less
- Harmony Corners: Insurance costs 6.31% more
- Hartsville: Insurance costs 40.05% less
- Harvard Hills: Insurance costs 30.05% less