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Get Cheap Car Insurance in Fort Pierre, SD
We monitor insurance prices, helping the average driver in Fort Pierre save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Fort Pierre
The chart below shows the cheapest car insurance company in Fort Pierre for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Fort Pierre Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $26 |
| American Family Insurance | $29 |
| Midvale Home & Auto | $30 |
| State Farm | $30 |
Savings for Every Kind of Fort Pierre Driver
Based on our extensive insurance data, we know the average Fort Pierre driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $338 per year by choosing the right vehicle insurance company. Some Fort Pierre residents are paying out over $1,632 extra every year for auto insurance in Fort Pierre. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Pierre, SD Savings / Yr. |
|---|---|
$338 |
|
$684 |
|
$528 |
|
$769 |
|
$1,277 |
|
$373 |
|
$585 |
Fort Pierre Car Insurance vs. South Dakota
People living in Fort Pierre pay an average of 1.07% less than the typical driver in the state. The average driver in Fort Pierre can expect to pay about $447 per year, or $1,632 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Fort Pierre for most people.
Car Insurance Prices by Fort Pierre Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Pierre?
The map shows insurance prices in and around Fort Pierre, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the city boundaries, with insurance premiums ranging from a high of $1,705 to a low of $1,626. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Fort Pierre.Pick the Best Car Insurance Company for You in Fort Pierre
The best car insurance provider for most drivers in Fort Pierre
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $338 over the average Fort Pierre car insurance company.
The best car insurance provider for Fort Pierre drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $684 over the competition.
The best car insurance company for Fort Pierre drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $528 better than other car insurance companies.
The best auto insurance for Fort Pierre drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $769 less each year.
The least expensive car insurance company for new and young drivers in Fort Pierre
In Fort Pierre, State Farm costs young drivers $1,277 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Pierre
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Fort Pierre couple's premiums.
The cheapest car insurance in Fort Pierre for drivers with bad credit
The best Fort Pierre car insurance company for customer service
Nationwide was the best company for customer service in Fort Pierre according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Pierre
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fort Pierre driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Pierre, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Fort Pierre
What Influences the Cost of Car Insurance in Fort Pierre?
On average, car insurance in Fort Pierre is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fort Pierre is 18 minutes, which is far less than average for a driver in the state.
- South Dakota state insurance regulations may require higher prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Pierre are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Fort Pierre has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Pierre is $37 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pierre: Insurance costs 0.86% less
- Mission Ridge: Insurance costs 1.78% more
- Eakin: Insurance costs 1.47% less
- Rousseau: Insurance costs 3.98% more
- Okobojo: Insurance costs 2.39% more
- Bretton: Insurance costs 1.29% more
- Blunt: Insurance costs 0.86% more
- Lacy: Insurance costs 4.04% more
- Vivian: Insurance costs 4.11% more
- DeGrey: Insurance costs 0.86% more
Cities with Similar Populations
- Selma: Insurance costs 28.55% less
- Granger: Insurance costs 0.86% less
- Harris: Insurance costs 3.92% more
- Hastings: Insurance costs 27.21% more
- Kenton: Insurance costs 16.24% less
- Moville: Insurance costs 25.98% less
- Nashwauk: Insurance costs 0.12% more
- Nevis: Insurance costs 1.04% more
- Rothbury: Insurance costs 66.48% more
- La Belle: Insurance costs 11.70% less