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Get Cheap Car Insurance in Fountain Lake, AR
We monitor insurance prices, helping the average driver in Fountain Lake save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Fountain Lake
The chart below shows the cheapest car insurance company in Fountain Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Fountain Lake Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of Fountain Lake Driver
Based on our extensive insurance data, we know the average Fountain Lake driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $331 per year by choosing the right vehicle insurance company. Some Fountain Lake residents are paying out over $1,673 extra every year for auto insurance in Fountain Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fountain Lake, AR Savings / Yr. |
|---|---|
$331 |
|
$586 |
|
$472 |
|
$726 |
|
$1,877 |
|
$333 |
|
$466 |
Fountain Lake Car Insurance vs. Arkansas
People living in Fountain Lake pay an average of 0.62% less than the typical driver in the state. The average driver in Fountain Lake can expect to pay about $905 per year, or $1,673 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Fountain Lake for most people.
Car Insurance Prices by Fountain Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Fountain Lake?
The map shows insurance prices in and around Fountain Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $48 per year within the city boundaries, with insurance premiums ranging from a high of $1,686 to a low of $1,638. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Fountain Lake.Pick the Best Car Insurance Company for You in Fountain Lake
The best car insurance provider for most drivers in Fountain Lake
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $331 over the average Fountain Lake car insurance company.
The best car insurance provider for Fountain Lake drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $586 over the competition.
The best car insurance company for Fountain Lake drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $472 better than other car insurance companies.
The best auto insurance for Fountain Lake drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $726 less each year.
The least expensive car insurance company for new and young drivers in Fountain Lake
In Fountain Lake, Farm Bureau costs young drivers $1,877 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fountain Lake
Farm Bureau gave the largest car insurance discounts to married couples, averaging $333 saved each year compared to an average Fountain Lake couple's premiums.
The cheapest car insurance in Fountain Lake for drivers with bad credit
The best Fountain Lake car insurance company for customer service
Nationwide was the best company for customer service in Fountain Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Fountain Lake
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fountain Lake driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fountain Lake, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Fountain Lake
What Influences the Cost of Car Insurance in Fountain Lake?
On average, car insurance in Fountain Lake is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fountain Lake are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Fountain Lake is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fountain Lake is $75 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hot Springs Village: Insurance costs 0.84% less
- Lonsdale: Insurance costs 1.14% less
- Owensville: Insurance costs the same
- Euclid Heights: Insurance costs 0.24% less
- Blakely: Insurance costs 0.42% more
- Jessieville: Insurance costs 0.42% less
- Mountain Pine: Insurance costs 0.60% less
- Piney: Insurance costs 1.79% less
- Paron: Insurance costs 1.32% more
- Haskell: Insurance costs 0.60% less
Cities with Similar Populations
- Wakonda Beach: Insurance costs 17.69% less
- Georges Tavern: Insurance costs 25.04% less
- Germfask: Insurance costs 61.03% more
- West Walworth: Insurance costs 34.07% more
- Gladys: Insurance costs 2.75% less
- Glancy: Insurance costs 3.29% more
- Glen Flora: Insurance costs 29.71% less
- Glen: Insurance costs 25.40% more
- West Point: Insurance costs 4.36% less
- Wegan: Insurance costs 30.48% less