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Get Cheap Car Insurance in Fox, KY
We monitor insurance prices, helping the average driver in Fox save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Fox
The chart below shows the cheapest car insurance company in Fox for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Fox Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $64 |
| Travelers | $94 |
| Geico | $102 |
Savings for Every Kind of Fox Driver
Based on our extensive insurance data, we know the average Fox driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $571 per year by choosing the right vehicle insurance company. Some Fox residents are paying out over $2,262 extra every year for auto insurance in Fox. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fox, KY Savings / Yr. |
|---|---|
$571 |
|
$937 |
|
$922 |
|
$933 |
|
$1,846 |
|
$618 |
|
$990 |
Fox Car Insurance vs. Kentucky
People living in Fox pay an average of 6.00% more than the typical driver in the state. The average driver in Fox can expect to pay about $1,165 per year, or $2,262 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Fox for most people.
Car Insurance Prices by Fox Neighborhood
Insurance Prices
Where is insurance cheapest within Fox?
The map shows insurance prices in and around Fox, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,262 to a low of $2,262. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Fox.Pick the Best Car Insurance Company for You in Fox
The best car insurance provider for most drivers in Fox
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $571 over the average Fox car insurance company.
The best car insurance provider for Fox drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $937 over the competition.
The best car insurance company for Fox drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $922 better than other car insurance companies.
The best auto insurance for Fox drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $933 less each year.
The least expensive car insurance company for new and young drivers in Fox
In Fox, State Farm costs young drivers $1,846 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fox
State Farm gave the largest car insurance discounts to married couples, averaging $618 saved each year compared to an average Fox couple's premiums.
The cheapest car insurance in Fox for drivers with bad credit
The best Fox car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fox
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fox driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fox, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Fox
What Influences the Cost of Car Insurance in Fox?
On average, car insurance in Fox is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fox is 34 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fox are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Fox is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fox is $97 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- College Hill: Insurance costs 5.31% less
- Winston: Insurance costs 4.91% less
- Hargett: Insurance costs the same
- Palmer: Insurance costs the same
- Witt Springs: Insurance costs 0.53% more
- Bybee: Insurance costs 5.39% less
- Moberly: Insurance costs 8.53% less
- Irvine: Insurance costs 0.27% more
- Doylesville: Insurance costs 6.85% less
- Union City: Insurance costs 9.86% less
Cities with Similar Populations
- Rockfish: Insurance costs 47.35% less
- Merritt: Insurance costs 21.04% less
- Mesa: Insurance costs 18.26% less
- Midway: Insurance costs 32.85% less
- Milan: Insurance costs 31.65% less
- Reward: Insurance costs 42.93% less
- Rhea: Insurance costs 15.92% less
- Ridgeton: Insurance costs 51.81% less
- Ringo: Insurance costs 32.05% less
- Riverview: Insurance costs 10.26% less