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Get Cheap Car Insurance in Franklintown, PA
We monitor insurance prices, helping the average driver in Franklintown save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Franklintown
The chart below shows the cheapest car insurance company in Franklintown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Franklintown Insurer | Monthly Cost |
|---|---|
| Kemper | $47 |
| Metromile | $47 |
| Travelers | $48 |
| State Farm | $50 |
Savings for Every Kind of Franklintown Driver
Based on our extensive insurance data, we know the average Franklintown driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Franklintown residents are paying out over $1,274 extra every year for auto insurance in Franklintown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Franklintown, PA Savings / Yr. |
|---|---|
$357 |
|
$632 |
|
$483 |
|
$576 |
|
$1,476 |
|
$255 |
|
$457 |
Franklintown Car Insurance vs. Pennsylvania
People living in Franklintown pay an average of 10.67% less than the typical driver in the state. The average driver in Franklintown can expect to pay about $790 per year, or $1,274 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Franklintown for most people.
Car Insurance Prices by Franklintown Neighborhood
Insurance Prices
Where is insurance cheapest within Franklintown?
The map shows insurance prices in and around Franklintown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,274 to a low of $1,274. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Franklintown.Pick the Best Car Insurance Company for You in Franklintown
The best car insurance provider for most drivers in Franklintown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $357 over the average Franklintown car insurance company.
The best car insurance provider for Franklintown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $632 over the competition.
The best car insurance company for Franklintown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $483 better than other car insurance companies.
The best auto insurance for Franklintown drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $576 less each year.
The least expensive car insurance company for new and young drivers in Franklintown
In Franklintown, Travelers costs young drivers $1,476 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Franklintown
State Farm gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Franklintown couple's premiums.
The cheapest car insurance in Franklintown for drivers with bad credit
The best Franklintown car insurance company for customer service
Nationwide was the best company for customer service in Franklintown according to the NAIC.
Recent price drops
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The cheapest large national provider in Franklintown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Franklintown driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Franklintown, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Franklintown
What Influences the Cost of Car Insurance in Franklintown?
On average, car insurance in Franklintown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Franklintown are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Franklintown is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Franklintown is $66 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dillsburg: Insurance costs the same
- Bermudian: Insurance costs 1.10% more
- Wellsville: Insurance costs 1.10% more
- Kralltown: Insurance costs 1.41% more
- Fortney: Insurance costs 3.45% more
- Grantham: Insurance costs 1.65% less
- York Springs: Insurance costs 0.24% less
- Boiling Springs: Insurance costs 2.35% less
- Upper Mill: Insurance costs 2.35% less
- East Berlin: Insurance costs 0.86% more
Cities with Similar Populations
- Tunas: Insurance costs 41.44% more
- Esopus: Insurance costs 80.46% more
- Estes: Insurance costs 33.99% more
- Evanston: Insurance costs 6.83% less
- Exeter: Insurance costs 10.60% more
- Fairbanks: Insurance costs 6.51% less
- Fairfield: Insurance costs 8.16% more
- Falls Mills: Insurance costs 6.20% less
- Fayville: Insurance costs 18.45% more
- Enlow: Insurance costs 3.77% more