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Get Cheap Car Insurance in Fredericktown, KY
We monitor insurance prices, helping the average driver in Fredericktown save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Fredericktown
The chart below shows the cheapest car insurance company in Fredericktown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Fredericktown Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $58 |
| State Farm | $58 |
| Travelers | $86 |
| Geico | $92 |
Savings for Every Kind of Fredericktown Driver
Based on our extensive insurance data, we know the average Fredericktown driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $519 per year by choosing the right vehicle insurance company. Some Fredericktown residents are paying out over $2,055 extra every year for auto insurance in Fredericktown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fredericktown, KY Savings / Yr. |
|---|---|
$519 |
|
$851 |
|
$838 |
|
$848 |
|
$1,678 |
|
$561 |
|
$900 |
Fredericktown Car Insurance vs. Kentucky
People living in Fredericktown pay an average of 3.69% less than the typical driver in the state. The average driver in Fredericktown can expect to pay about $1,058 per year, or $2,055 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Fredericktown for most people.
Car Insurance Prices by Fredericktown Neighborhood
Insurance Prices
Where is insurance cheapest within Fredericktown?
The map shows insurance prices in and around Fredericktown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,055 to a low of $2,055. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Fredericktown.Pick the Best Car Insurance Company for You in Fredericktown
The best car insurance provider for most drivers in Fredericktown
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $519 over the average Fredericktown car insurance company.
The best car insurance provider for Fredericktown drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $851 over the competition.
The best car insurance company for Fredericktown drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $838 better than other car insurance companies.
The best auto insurance for Fredericktown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $848 less each year.
The least expensive car insurance company for new and young drivers in Fredericktown
In Fredericktown, State Farm costs young drivers $1,678 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fredericktown
State Farm gave the largest car insurance discounts to married couples, averaging $561 saved each year compared to an average Fredericktown couple's premiums.
The cheapest car insurance in Fredericktown for drivers with bad credit
The best Fredericktown car insurance company for customer service
Nationwide was the best company for customer service in Fredericktown according to the NAIC.
Recent price drops
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The cheapest large national provider in Fredericktown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fredericktown driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fredericktown, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Fredericktown
What Influences the Cost of Car Insurance in Fredericktown?
On average, car insurance in Fredericktown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fredericktown is 34 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fredericktown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Fredericktown is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fredericktown is $88 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Croakes: Insurance costs 0.15% less
- Valley Hill: Insurance costs 0.97% more
- Botland: Insurance costs 0.58% less
- Cisselville: Insurance costs 0.54% more
- St. Catharine: Insurance costs 1.85% more
- Nerinx: Insurance costs 3.02% more
- Springfield: Insurance costs 1.27% more
- Maud: Insurance costs 0.39% more
- Loretto: Insurance costs 2.43% more
- Holy Cross: Insurance costs 1.02% more
Cities with Similar Populations
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