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Get Cheap Car Insurance in Fredonia, KS
We monitor insurance prices, helping the average driver in Fredonia save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Fredonia
The chart below shows the cheapest car insurance company in Fredonia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Fredonia Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $54 |
| Farm Bureau | $57 |
| Travelers | $57 |
Savings for Every Kind of Fredonia Driver
Based on our extensive insurance data, we know the average Fredonia driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Fredonia residents are paying out over $1,577 extra every year for auto insurance in Fredonia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fredonia, KS Savings / Yr. |
|---|---|
$374 |
|
$596 |
|
$425 |
|
$697 |
|
$1,359 |
|
$347 |
|
$757 |
Fredonia Car Insurance vs. Kansas
People living in Fredonia pay an average of 0.80% more than the typical driver in the state. The average driver in Fredonia can expect to pay about $850 per year, or $1,577 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Fredonia for most people.
Car Insurance Prices by Fredonia Neighborhood
Insurance Prices
Where is insurance cheapest within Fredonia?
The map shows insurance prices in and around Fredonia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $1,581 to a low of $1,553. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Fredonia.Pick the Best Car Insurance Company for You in Fredonia
The best car insurance provider for most drivers in Fredonia
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $374 over the average Fredonia car insurance company.
The best car insurance provider for Fredonia drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $596 over the competition.
The best car insurance company for Fredonia drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $425 better than other car insurance companies.
The best auto insurance for Fredonia drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $697 less each year.
The least expensive car insurance company for new and young drivers in Fredonia
In Fredonia, Geico costs young drivers $1,359 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fredonia
State Farm gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average Fredonia couple's premiums.
The cheapest car insurance in Fredonia for drivers with bad credit
The best Fredonia car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fredonia
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fredonia driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fredonia, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Fredonia
What Influences the Cost of Car Insurance in Fredonia?
On average, car insurance in Fredonia is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fredonia are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Fredonia has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fredonia is $71 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Coyville: Insurance costs 1.01% less
- New Albany: Insurance costs 0.89% less
- Guilford: Insurance costs 1.46% less
- Lafontaine: Insurance costs 1.46% less
- Benedict: Insurance costs 1.59% less
- Roper: Insurance costs 1.46% less
- Altoona: Insurance costs 1.71% less
- Neodesha: Insurance costs 2.66% less
- Fall River: Insurance costs 0.76% less
- Vilas: Insurance costs 1.59% less
Cities with Similar Populations
- Brodheadsville: Insurance costs 10.72% less
- Center Conway: Insurance costs 23.91% less
- Townsend: Insurance costs 15.41% less
- Nice: Insurance costs 23.78% more
- Otter Lake: Insurance costs 89.16% more
- Mesick: Insurance costs 81.04% more
- Richfield Springs: Insurance costs 35.19% more
- South Hackensack: Insurance costs 39.63% more
- Keavy: Insurance costs 32.59% more
- Jonesboro: Insurance costs 25.94% less