Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Freedom, OK
We monitor insurance prices, helping the average driver in Freedom save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in Freedom
The chart below shows the cheapest car insurance company in Freedom for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| Freedom Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Safeco Insurance | $57 |
| Travelers | $62 |
| Farm Bureau | $63 |
Savings for Every Kind of Freedom Driver
Based on our extensive insurance data, we know the average Freedom driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Freedom residents are paying out over $1,705 extra every year for auto insurance in Freedom. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Freedom, OK Savings / Yr. |
|---|---|
$357 |
|
$775 |
|
$612 |
|
$511 |
|
$1,534 |
|
$357 |
|
$576 |
Freedom Car Insurance vs. Oklahoma
People living in Freedom pay an average of 2.22% less than the typical driver in the state. The average driver in Freedom can expect to pay about $832 per year, or $1,705 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Freedom for most people.
Car Insurance Prices by Freedom Neighborhood
Insurance Prices
Where is insurance cheapest within Freedom?
The map shows insurance prices in and around Freedom, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,716 to a low of $1,661. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Freedom.Pick the Best Car Insurance Company for You in Freedom
The best car insurance provider for most drivers in Freedom
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $357 over the average Freedom car insurance company.
The best car insurance provider for Freedom drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $775 over the competition.
The best car insurance company for Freedom drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $612 better than other car insurance companies.
The best auto insurance for Freedom drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $511 less each year.
The least expensive car insurance company for new and young drivers in Freedom
In Freedom, State Farm costs young drivers $1,534 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Freedom
State Farm gave the largest car insurance discounts to married couples, averaging $357 saved each year compared to an average Freedom couple's premiums.
The cheapest car insurance in Freedom for drivers with bad credit
The best Freedom car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Freedom, which was better than other insurers.
The cheapest large national provider in Freedom
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Freedom driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Freedom, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Freedom
What Influences the Cost of Car Insurance in Freedom?
On average, car insurance in Freedom is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Freedom is 27 minutes, which is a little less than average for a driver in the state.
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Freedom are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Freedom is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Freedom is $69 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tegarden: Insurance costs 0.53% more
- Plainview: Insurance costs 0.18% more
- Selman: Insurance costs 0.06% less
- Fairvalley: Insurance costs 0.65% more
- Noel: Insurance costs 0.94% less
- Hopeton: Insurance costs 2.23% less
- Alva: Insurance costs 0.41% less
- Buffalo: Insurance costs 0.06% less
- Dacoma: Insurance costs 2.46% less
- May: Insurance costs 2.05% less
Cities with Similar Populations
- Lockhart Flats: Insurance costs 24.75% less
- Leamington: Insurance costs 21.82% less
- Leesdale: Insurance costs 0.18% less
- Lefor: Insurance costs 14.02% less
- Leftwich: Insurance costs 21.17% less
- Leicester: Insurance costs 30.44% less
- Leonore: Insurance costs 19.94% less
- Lesterville: Insurance costs 5.51% more
- Letitia: Insurance costs 29.03% less
- Lignite: Insurance costs 11.32% less