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Get Cheap Car Insurance in Freeman, NC
We monitor insurance prices, helping the average driver in Freeman save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Freeman
The chart below shows the cheapest car insurance company in Freeman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Freeman Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $51 |
| Erie Insurance | $51 |
| Farm Bureau | $54 |
| Progressive | $57 |
Savings for Every Kind of Freeman Driver
Based on our extensive insurance data, we know the average Freeman driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $255 per year by choosing the right vehicle insurance company. Some Freeman residents are paying out over $1,330 extra every year for auto insurance in Freeman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Freeman, NC Savings / Yr. |
|---|---|
$255 |
|
$556 |
|
$404 |
|
$1,032 |
|
$766 |
|
$309 |
|
$463 |
Freeman Car Insurance vs. North Carolina
People living in Freeman pay an average of 6.42% more than the typical driver in the state. The average driver in Freeman can expect to pay about $797 per year, or $1,330 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Freeman for most people.
Car Insurance Prices by Freeman Neighborhood
Insurance Prices
Where is insurance cheapest within Freeman?
The map shows insurance prices in and around Freeman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $1,333 to a low of $1,321. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Freeman.Pick the Best Car Insurance Company for You in Freeman
The best car insurance provider for most drivers in Freeman
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $255 over the average Freeman car insurance company.
The best car insurance provider for Freeman drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $556 over the competition.
The best car insurance company for Freeman drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $404 better than other car insurance companies.
The best auto insurance for Freeman drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,032 less each year.
The least expensive car insurance company for new and young drivers in Freeman
In Freeman, State Farm costs young drivers $766 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Freeman
Erie Insurance gave the largest car insurance discounts to married couples, averaging $309 saved each year compared to an average Freeman couple's premiums.
The cheapest car insurance in Freeman for drivers with bad credit
The best Freeman car insurance company for customer service
Recent price drops
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The cheapest large national provider in Freeman
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Freeman driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Freeman, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Freeman
What Influences the Cost of Car Insurance in Freeman?
On average, car insurance in Freeman is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Freeman are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Freeman is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Freeman is $66 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bolton: Insurance costs 0.23% more
- Goose Hollow: Insurance costs 0.15% more
- Prosper: Insurance costs the same
- Delco: Insurance costs 0.53% less
- East Arcadia: Insurance costs 2.41% more
- Armour: Insurance costs 0.23% more
- Sandyfield: Insurance costs 0.30% less
- Riegelwood: Insurance costs 0.53% less
- Lake Waccamaw: Insurance costs 4.59% less
- Wananish: Insurance costs 1.05% less
Cities with Similar Populations
- Weingarten: Insurance costs 39.10% more
- Westons Mills: Insurance costs 55.64% more
- Westford: Insurance costs 70.23% more
- Kedron: Insurance costs 0.30% more
- West Hebron: Insurance costs 60.08% more
- West Greenwood: Insurance costs 56.02% more
- West Branch: Insurance costs 55.71% more
- Kerns: Insurance costs 8.65% less
- Wellman: Insurance costs 19.02% less
- Kerr: Insurance costs 15.19% less