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Get Cheap Car Insurance in Freetown, KY
We monitor insurance prices, helping the average driver in Freetown save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Freetown
The chart below shows the cheapest car insurance company in Freetown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Freetown Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Freetown Driver
Based on our extensive insurance data, we know the average Freetown driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $527 per year by choosing the right vehicle insurance company. Some Freetown residents are paying out over $2,085 extra every year for auto insurance in Freetown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Freetown, KY Savings / Yr. |
|---|---|
$527 |
|
$864 |
|
$850 |
|
$860 |
|
$1,702 |
|
$570 |
|
$913 |
Freetown Car Insurance vs. Kentucky
People living in Freetown pay an average of 2.29% less than the typical driver in the state. The average driver in Freetown can expect to pay about $1,074 per year, or $2,085 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Freetown for most people.
Car Insurance Prices by Freetown Neighborhood
Insurance Prices
Where is insurance cheapest within Freetown?
The map shows insurance prices in and around Freetown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $2,092 to a low of $2,080. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Freetown.Pick the Best Car Insurance Company for You in Freetown
The best car insurance provider for most drivers in Freetown
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $527 over the average Freetown car insurance company.
The best car insurance provider for Freetown drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $864 over the competition.
The best car insurance company for Freetown drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $850 better than other car insurance companies.
The best auto insurance for Freetown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $860 less each year.
The least expensive car insurance company for new and young drivers in Freetown
In Freetown, State Farm costs young drivers $1,702 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Freetown
State Farm gave the largest car insurance discounts to married couples, averaging $570 saved each year compared to an average Freetown couple's premiums.
The cheapest car insurance in Freetown for drivers with bad credit
The best Freetown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Freetown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Freetown driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Freetown, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Freetown
What Influences the Cost of Car Insurance in Freetown?
On average, car insurance in Freetown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Freetown is 29 minutes, which is a little less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Freetown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Freetown is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Freetown is $89 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gamaliel: Insurance costs 0.05% more
- Flippin: Insurance costs 0.82% less
- Tompkinsville: Insurance costs 0.77% less
- Harlan Crossroads: Insurance costs 1.73% less
- Mount Hermon: Insurance costs 1.29% less
- Lamb: Insurance costs 1.49% less
- Clementsville: Insurance costs 32.90% less
- Hermitage Springs: Insurance costs 32.95% less
- Pumpkintown: Insurance costs 34.53% less
- Fountain Run: Insurance costs 1.73% less
Cities with Similar Populations
- Akron: Insurance costs 24.08% less
- Seaman: Insurance costs 26.62% less
- Alpoca: Insurance costs 21.77% less
- Ames: Insurance costs 0.91% more
- Sentinel: Insurance costs 23.02% less
- Andalusia: Insurance costs 13.86% more
- Nubia: Insurance costs 35.16% less
- Ockley: Insurance costs 46.52% less
- Oasis: Insurance costs 2.59% less
- Oasis: Insurance costs 14.15% less