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Get Cheap Car Insurance in Friday Harbor, WA
We monitor insurance prices, helping the average driver in Friday Harbor save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Friday Harbor
The chart below shows the cheapest car insurance company in Friday Harbor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Friday Harbor Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| State Farm | $50 |
| Progressive | $55 |
| Geico | $60 |
Savings for Every Kind of Friday Harbor Driver
Based on our extensive insurance data, we know the average Friday Harbor driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some Friday Harbor residents are paying out over $1,308 extra every year for auto insurance in Friday Harbor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Friday Harbor, WA Savings / Yr. |
|---|---|
$383 |
|
$677 |
|
$487 |
|
$369 |
|
$1,401 |
|
$265 |
|
$454 |
Friday Harbor Car Insurance vs. Washington
People living in Friday Harbor pay an average of 6.81% less than the typical driver in the state. The average driver in Friday Harbor can expect to pay about $787 per year, or $1,308 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Friday Harbor for most people.
Car Insurance Prices by Friday Harbor Neighborhood
Insurance Prices
Where is insurance cheapest within Friday Harbor?
The map shows insurance prices in and around Friday Harbor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $1,348 to a low of $1,285. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Friday Harbor.Pick the Best Car Insurance Company for You in Friday Harbor
The best car insurance provider for most drivers in Friday Harbor
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $383 over the average Friday Harbor car insurance company.
The best car insurance provider for Friday Harbor drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $677 over the competition.
The best car insurance company for Friday Harbor drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $487 better than other car insurance companies.
The best auto insurance for Friday Harbor drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $369 less each year.
The least expensive car insurance company for new and young drivers in Friday Harbor
In Friday Harbor, State Farm costs young drivers $1,401 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Friday Harbor
State Farm gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average Friday Harbor couple's premiums.
The cheapest car insurance in Friday Harbor for drivers with bad credit
The best Friday Harbor car insurance company for customer service
Nationwide was the best company for customer service in Friday Harbor according to the NAIC.
Recent price drops
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The cheapest large national provider in Friday Harbor
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Friday Harbor driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Friday Harbor, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Friday Harbor
What Influences the Cost of Car Insurance in Friday Harbor?
On average, car insurance in Friday Harbor is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Friday Harbor is 18 minutes, which is far less than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Friday Harbor are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Friday Harbor has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Friday Harbor is $66 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shaw Island: Insurance costs 1.38% less
- Deer Harbor: Insurance costs 0.84% more
- Roche Harbor: Insurance costs the same
- Orcas: Insurance costs 0.08% less
- Lopez: Insurance costs 0.38% less
- Port Stanley: Insurance costs 0.54% less
- West Sound: Insurance costs 0.61% more
- Lopez Island: Insurance costs 0.54% less
- Richardson: Insurance costs 0.31% less
- Decatur: Insurance costs 0.54% less
Cities with Similar Populations
- Scottdale: Insurance costs 5.12% more
- Ladue: Insurance costs 44.80% more
- Lagrange: Insurance costs 10.32% less
- Lagrange: Insurance costs 14.83% less
- Salyersville: Insurance costs 78.75% more
- Santa Clara: Insurance costs 4.28% more
- Sarver: Insurance costs 4.05% more
- Satsuma: Insurance costs 22.71% more
- Savannah: Insurance costs 34.71% more
- Savoy: Insurance costs 4.36% more