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Get Cheap Car Insurance in Fruit Heights, UT
We monitor insurance prices, helping the average driver in Fruit Heights save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Fruit Heights
The chart below shows the cheapest car insurance company in Fruit Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Fruit Heights Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $52 |
| Auto-Owners Insurance | $52 |
| Travelers | $61 |
| State Farm | $63 |
Savings for Every Kind of Fruit Heights Driver
Based on our extensive insurance data, we know the average Fruit Heights driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $441 per year by choosing the right vehicle insurance company. Some Fruit Heights residents are paying out over $1,436 extra every year for auto insurance in Fruit Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fruit Heights, UT Savings / Yr. |
|---|---|
$441 |
|
$803 |
|
$643 |
|
$810 |
|
$2,128 |
|
$232 |
|
$927 |
Fruit Heights Car Insurance vs. Utah
People living in Fruit Heights pay an average of 0.89% more than the typical driver in the state. The average driver in Fruit Heights can expect to pay about $797 per year, or $1,436 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Fruit Heights for most people.
Car Insurance Prices by Fruit Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Fruit Heights?
The map shows insurance prices in and around Fruit Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $113 per year within the city boundaries, with insurance premiums ranging from a high of $1,476 to a low of $1,363. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Fruit Heights.Pick the Best Car Insurance Company for You in Fruit Heights
The best car insurance provider for most drivers in Fruit Heights
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $441 over the average Fruit Heights car insurance company.
The best car insurance provider for Fruit Heights drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $803 over the competition.
The best car insurance company for Fruit Heights drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $643 better than other car insurance companies.
The best auto insurance for Fruit Heights drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $810 less each year.
The least expensive car insurance company for new and young drivers in Fruit Heights
In Fruit Heights, Bear River Mutual costs young drivers $2,128 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fruit Heights
Progressive gave the largest car insurance discounts to married couples, averaging $232 saved each year compared to an average Fruit Heights couple's premiums.
The cheapest car insurance in Fruit Heights for drivers with bad credit
The best Fruit Heights car insurance company for customer service
Nationwide was the best company for customer service in Fruit Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Fruit Heights
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Fruit Heights driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fruit Heights, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Fruit Heights
What Influences the Cost of Car Insurance in Fruit Heights?
On average, car insurance in Fruit Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fruit Heights is 29 minutes, which is about the national average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fruit Heights are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Fruit Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fruit Heights is $66 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kaysville: Insurance costs 0.21% more
- Farmington: Insurance costs 1.53% less
- West Kaysville: Insurance costs 0.42% more
- Layton: Insurance costs 0.63% more
- West Layton: Insurance costs 2.65% less
- Centerville: Insurance costs 0.77% less
- South Weber: Insurance costs 1.67% less
- Hill Afb: Insurance costs 1.88% less
- Clearfield: Insurance costs 0.84% more
- Milton: Insurance costs 2.51% less
Cities with Similar Populations
- Walbridge: Insurance costs 24.30% less
- Walkerton: Insurance costs 17.76% less
- Genoa: Insurance costs 0.91% less
- Gentry: Insurance costs 13.86% more
- Georgetown: Insurance costs 21.24% less
- Giddings: Insurance costs 14.97% more
- Gilford: Insurance costs 16.57% less
- Girard: Insurance costs 6.96% less
- Glen Head: Insurance costs 88.65% more
- Glen Rock: Insurance costs 10.10% less