Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Fulgham, KY
We monitor insurance prices, helping the average driver in Fulgham save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Fulgham
The chart below shows the cheapest car insurance company in Fulgham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Fulgham Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Fulgham Driver
Based on our extensive insurance data, we know the average Fulgham driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $527 per year by choosing the right vehicle insurance company. Some Fulgham residents are paying out over $2,088 extra every year for auto insurance in Fulgham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fulgham, KY Savings / Yr. |
|---|---|
$527 |
|
$865 |
|
$851 |
|
$861 |
|
$1,704 |
|
$570 |
|
$914 |
Fulgham Car Insurance vs. Kentucky
People living in Fulgham pay an average of 2.17% less than the typical driver in the state. The average driver in Fulgham can expect to pay about $1,075 per year, or $2,088 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Fulgham for most people.
Car Insurance Prices by Fulgham Neighborhood
Insurance Prices
Where is insurance cheapest within Fulgham?
The map shows insurance prices in and around Fulgham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $2,109 to a low of $2,087. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Fulgham.Pick the Best Car Insurance Company for You in Fulgham
The best car insurance provider for most drivers in Fulgham
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $527 over the average Fulgham car insurance company.
The best car insurance provider for Fulgham drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $865 over the competition.
The best car insurance company for Fulgham drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $851 better than other car insurance companies.
The best auto insurance for Fulgham drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $861 less each year.
The least expensive car insurance company for new and young drivers in Fulgham
In Fulgham, State Farm costs young drivers $1,704 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fulgham
State Farm gave the largest car insurance discounts to married couples, averaging $570 saved each year compared to an average Fulgham couple's premiums.
The cheapest car insurance in Fulgham for drivers with bad credit
The best Fulgham car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Fulgham, which was better than other insurers.
The cheapest large national provider in Fulgham
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fulgham driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fulgham, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Fulgham
What Influences the Cost of Car Insurance in Fulgham?
On average, car insurance in Fulgham is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fulgham is 25 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fulgham are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Fulgham is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fulgham is $90 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Nichols: Insurance costs 1.77% less
- New Cypress: Insurance costs 1.77% less
- Clinton: Insurance costs 0.14% less
- Crutchfield: Insurance costs 1.48% more
- Dublin: Insurance costs 3.21% less
- Water Valley: Insurance costs 0.43% more
- Wingo: Insurance costs 0.81% less
- Spring Hill: Insurance costs 0.77% less
- Fulton: Insurance costs 0.91% more
- Pryorsburg: Insurance costs 2.30% less
Cities with Similar Populations
- Johnsonville: Insurance costs 50.57% less
- South Cortland: Insurance costs 4.36% more
- Sorrento: Insurance costs 52.78% less
- Snow Hill: Insurance costs 42.77% less
- Smithville: Insurance costs 1.34% less
- Slonikers Mill: Insurance costs 17.77% less
- Skelp: Insurance costs 36.64% less
- Sinai: Insurance costs 1.05% less
- Sickles: Insurance costs 33.24% more
- Shumansville: Insurance costs 40.37% less