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Get Cheap Car Insurance in Fulton, NY
We monitor insurance prices, helping the average driver in Fulton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Fulton
The chart below shows the cheapest car insurance company in Fulton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Fulton Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $105 |
| Safeco Insurance | $112 |
| Geico | $117 |
Savings for Every Kind of Fulton Driver
Based on our extensive insurance data, we know the average Fulton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $636 per year by choosing the right vehicle insurance company. Some Fulton residents are paying out over $2,135 extra every year for auto insurance in Fulton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fulton, NY Savings / Yr. |
|---|---|
$636 |
|
$406 |
|
$811 |
|
$820 |
|
$2,010 |
|
$672 |
|
$1,071 |
Fulton Car Insurance vs. New York
People living in Fulton pay an average of 11.98% less than the typical driver in the state. The average driver in Fulton can expect to pay about $1,548 per year, or $2,135 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Fulton for most people.
Car Insurance Prices by Fulton Neighborhood
Insurance Prices
Where is insurance cheapest within Fulton?
The map shows insurance prices in and around Fulton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $455 per year within the city boundaries, with insurance premiums ranging from a high of $2,463 to a low of $2,008. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Fulton.Pick the Best Car Insurance Company for You in Fulton
The best car insurance provider for most drivers in Fulton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $636 over the average Fulton car insurance company.
The best car insurance provider for Fulton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $406 over the competition.
The best car insurance company for Fulton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $811 better than other car insurance companies.
The best auto insurance for Fulton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $820 less each year.
The least expensive car insurance company for new and young drivers in Fulton
In Fulton, Progressive costs young drivers $2,010 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fulton
Progressive gave the largest car insurance discounts to married couples, averaging $672 saved each year compared to an average Fulton couple's premiums.
The cheapest car insurance in Fulton for drivers with bad credit
The best Fulton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fulton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fulton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fulton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Fulton
What Influences the Cost of Car Insurance in Fulton?
On average, car insurance in Fulton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fulton is 27 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fulton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fulton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fulton is $129 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dexterville: Insurance costs 1.73% less
- Granby Center: Insurance costs 3.33% less
- Hinmansville: Insurance costs 4.64% more
- Mount Pleasant: Insurance costs 4.17% less
- Seneca Hill: Insurance costs 4.40% less
- Minetto: Insurance costs 5.95% less
- Wrights Corners: Insurance costs 4.17% less
- Little Utica: Insurance costs 4.68% less
- South Hannibal: Insurance costs 3.33% less
- Floridaville: Insurance costs 4.12% less
Cities with Similar Populations
- Crestwood: Insurance costs 1.59% less
- Walker: Insurance costs 51.19% more
- East Patchogue: Insurance costs 21.50% more
- East Liverpool: Insurance costs 48.34% less
- East Hemet: Insurance costs 0.80% more
- Washington: Insurance costs 17.10% less
- Dripping Springs: Insurance costs 23.65% less
- Dolton: Insurance costs 2.72% less
- Dixon: Insurance costs 32.65% less
- Dixon: Insurance costs 5.95% less