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Get Cheap Car Insurance in Garden View, Detroit, MI
We monitor insurance prices, helping the average driver in Garden View save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Garden View
The chart below shows the cheapest car insurance company in Garden View for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Garden View Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $150 |
| Progressive | $171 |
| State Farm | $172 |
| Safeco Insurance | $182 |
Savings for Every Kind of Garden View Driver
Based on our extensive insurance data, we know the average Garden View driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,622 per year by choosing the right vehicle insurance company. Some Garden View residents are paying out over $4,037 extra every year for auto insurance in Garden View. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Garden View, Detroit, MI Savings / Yr. |
|---|---|
$1,622 |
|
$2,649 |
|
$2,344 |
|
$3,562 |
|
$4,203 |
|
$0 |
|
$0 |
Garden View Car Insurance vs. Detroit
People living in Garden View pay an average of 39.26% more than the typical driver in the state. The average driver in Garden View can expect to pay about $3,066 per year, or $4,037 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Garden View for most people.
Car Insurance Prices by Garden View Neighborhood
Insurance Prices
Where is insurance cheapest within Garden View?
The map shows insurance prices in and around Garden View, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $290 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,240 to a low of $3,950. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Garden View.Pick the Best Car Insurance Company for You in Garden View
The best car insurance provider for most drivers in Garden View
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,622 over the average Garden View car insurance company.
The best car insurance provider for Garden View drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,649 over the competition.
The best car insurance company for Garden View drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,344 better than other car insurance companies.
The best auto insurance for Garden View drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,562 less each year.
The least expensive car insurance company for new and young drivers in Garden View
In Garden View, Geico costs young drivers $4,203 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Garden View
The cheapest car insurance in Garden View for drivers with bad credit
The best Garden View car insurance company for customer service
Nationwide was the best company for customer service in Garden View according to the NAIC.
Recent price drops
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The cheapest large national provider in Garden View
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Garden View driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Garden View, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Garden View
What Influences the Cost of Car Insurance in Garden View?
On average, car insurance in Garden View is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Garden View is 34 minutes, which is far more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Garden View is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Garden View is $256 per month for minimum coverage and $336 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Warrendale: Insurance costs 1.29% less
- Grandale: Insurance costs 1.31% more
- Fishkorn: Insurance costs 2.23% more
- Franklin Park: Insurance costs 0.35% more
- Weatherby: Insurance costs 3.05% more
- Aviation: Insurance costs 0.35% more
- Schoolcraft Southfield: Insurance costs 1.91% more
- Park: Insurance costs 4.33% less
- Barton-McFarland: Insurance costs 0.74% more
- East Downtown Dearborn: Insurance costs 18.16% less
Neighborhoods with Similar Populations
- Woodside Cotton Mill Historic District: Insurance costs 56.73% less
- Woodcrest: Insurance costs 55.93% less
- Arena District: Insurance costs 48.65% less
- Northwood Hills: Insurance costs 21.55% less
- Lykins: Insurance costs 48.58% less
- Marlborough Heights-Marlborough Pride: Insurance costs 45.73% less
- McClure Park: Insurance costs 52.37% less
- Meadow Park: Insurance costs 58.48% less
- Mesa Forest: Insurance costs 56.45% less
- Midway Place: Insurance costs 58.43% less