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Get Cheap Car Insurance in Garden-Villa Montery, San Jose, CA
We monitor insurance prices, helping the average driver in Garden-Villa Montery save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Garden-Villa Montery
The chart below shows the cheapest car insurance company in Garden-Villa Montery for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Garden-Villa Montery Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Garden-Villa Montery Driver
Based on our extensive insurance data, we know the average Garden-Villa Montery driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some Garden-Villa Montery residents are paying out over $2,300 extra every year for auto insurance in Garden-Villa Montery. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Garden-Villa Montery, San Jose, CA Savings / Yr. |
|---|---|
$735 |
|
$1,347 |
|
$1,065 |
|
$1,872 |
|
$961 |
|
$417 |
|
$0 |
Garden-Villa Montery Car Insurance vs. San Jose
People living in Garden-Villa Montery pay an average of 14.55% more than the typical driver in the state. The average driver in Garden-Villa Montery can expect to pay about $1,077 per year, or $2,300 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Garden-Villa Montery for most people.
Car Insurance Prices by Garden-Villa Montery Neighborhood
Insurance Prices
Where is insurance cheapest within Garden-Villa Montery?
The map shows insurance prices in and around Garden-Villa Montery, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,300 to a low of $2,300. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Garden-Villa Montery.Pick the Best Car Insurance Company for You in Garden-Villa Montery
The best car insurance provider for most drivers in Garden-Villa Montery
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $735 over the average Garden-Villa Montery car insurance company.
The best car insurance provider for Garden-Villa Montery drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,347 over the competition.
The best car insurance company for Garden-Villa Montery drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,065 better than other car insurance companies.
The best auto insurance for Garden-Villa Montery drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,872 less each year.
The least expensive car insurance company for new and young drivers in Garden-Villa Montery
In Garden-Villa Montery, State Farm costs young drivers $961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Garden-Villa Montery
Progressive gave the largest car insurance discounts to married couples, averaging $417 saved each year compared to an average Garden-Villa Montery couple's premiums.
The cheapest car insurance in Garden-Villa Montery for drivers with bad credit
The best Garden-Villa Montery car insurance company for customer service
Nationwide was the best company for customer service in Garden-Villa Montery according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Garden-Villa Montery, which was better than other insurers.
The cheapest large national provider in Garden-Villa Montery
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Garden-Villa Montery driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Garden-Villa Montery, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Garden-Villa Montery
What Influences the Cost of Car Insurance in Garden-Villa Montery?
On average, car insurance in Garden-Villa Montery is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Garden-Villa Montery is 35 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Garden-Villa Montery are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Garden-Villa Montery is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Garden-Villa Montery is $90 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Edenvale-Seven Trees: Insurance costs 6.43% less
- Alma: Insurance costs 8.00% less
- East San Jose: Insurance costs 4.83% less
- Blossom Valley: Insurance costs 8.74% less
- Willow Glen: Insurance costs 9.96% less
- Naglee Park: Insurance costs 5.74% less
- Evergreen: Insurance costs 8.43% less
- Downtown San Jose: Insurance costs 4.78% less
- Cambrian Park: Insurance costs 11.87% less
- Santa Teresa: Insurance costs 10.17% less
Neighborhoods with Similar Populations
- Oakhurst: Insurance costs 38.00% less
- Morristown Historic District: Insurance costs 20.43% less
- New West: Insurance costs 13.65% less
- North Lake Waco: Insurance costs 25.87% less
- North Main Historic District: Insurance costs 51.39% less
- North Village: Insurance costs 53.30% less
- Northeast Heights: Insurance costs 25.87% less
- Northhampton: Insurance costs 16.70% less
- Northmoor: Insurance costs 29.70% more
- Northridge: Insurance costs 37.70% less