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Get Cheap Car Insurance in Gardens Corner, SC
We monitor insurance prices, helping the average driver in Gardens Corner save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Gardens Corner
The chart below shows the cheapest car insurance company in Gardens Corner for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Gardens Corner Insurer | Monthly Cost |
|---|---|
| Geico | $62 |
| State Farm | $70 |
| Auto-Owners Insurance | $70 |
| Safeco Insurance | $77 |
Savings for Every Kind of Gardens Corner Driver
Based on our extensive insurance data, we know the average Gardens Corner driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some Gardens Corner residents are paying out over $1,750 extra every year for auto insurance in Gardens Corner. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gardens Corner, SC Savings / Yr. |
|---|---|
$383 |
|
$689 |
|
$582 |
|
$724 |
|
$1,417 |
|
$324 |
|
$421 |
Gardens Corner Car Insurance vs. South Carolina
People living in Gardens Corner pay an average of 7.42% more than the typical driver in the state. The average driver in Gardens Corner can expect to pay about $1,029 per year, or $1,750 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Gardens Corner for most people.
Car Insurance Prices by Gardens Corner Neighborhood
Insurance Prices
Where is insurance cheapest within Gardens Corner?
The map shows insurance prices in and around Gardens Corner, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $132 per year within the city boundaries, with insurance premiums ranging from a high of $1,789 to a low of $1,657. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Gardens Corner.Pick the Best Car Insurance Company for You in Gardens Corner
The best car insurance provider for most drivers in Gardens Corner
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $383 over the average Gardens Corner car insurance company.
The best car insurance provider for Gardens Corner drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $689 over the competition.
The best car insurance company for Gardens Corner drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $582 better than other car insurance companies.
The best auto insurance for Gardens Corner drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $724 less each year.
The least expensive car insurance company for new and young drivers in Gardens Corner
In Gardens Corner, Geico costs young drivers $1,417 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gardens Corner
Geico gave the largest car insurance discounts to married couples, averaging $324 saved each year compared to an average Gardens Corner couple's premiums.
The cheapest car insurance in Gardens Corner for drivers with bad credit
The best Gardens Corner car insurance company for customer service
Nationwide was the best company for customer service in Gardens Corner according to the NAIC.
Recent price drops
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The cheapest large national provider in Gardens Corner
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Gardens Corner driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gardens Corner, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Gardens Corner
What Influences the Cost of Car Insurance in Gardens Corner?
On average, car insurance in Gardens Corner is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gardens Corner is 36 minutes, which is about the national average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gardens Corner are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Gardens Corner is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gardens Corner is $86 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Coosaw: Insurance costs 5.31% less
- Lobeco: Insurance costs 4.63% less
- Sheldon: Insurance costs 3.71% less
- Seabrook: Insurance costs 3.71% less
- Pocataligo: Insurance costs 2.29% less
- Dale: Insurance costs 1.89% less
- Yemassee: Insurance costs 1.31% more
- Coosawatchie: Insurance costs 0.34% more
- Salkehatchie: Insurance costs 1.26% less
- White Hall: Insurance costs 0.46% more
Cities with Similar Populations
- Dewey: Insurance costs 21.66% less
- Wallaceton: Insurance costs 16.11% more
- Wacouta: Insurance costs 9.03% less
- Sprague: Insurance costs 23.09% less
- Edna: Insurance costs 12.74% less
- Dunbar: Insurance costs 0.34% less
- Duke Center: Insurance costs 22.97% less
- Drewryville: Insurance costs 30.17% less
- Dover: Insurance costs 13.43% less
- Dodson: Insurance costs 64.46% more