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Get Cheap Car Insurance in Gardenville, FL
We monitor insurance prices, helping the average driver in Gardenville save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Gardenville
The chart below shows the cheapest car insurance company in Gardenville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Gardenville Insurer | Monthly Cost |
|---|---|
| Geico | $126 |
| State Farm | $134 |
| Gainsco | $174 |
| Bristol West | $174 |
Savings for Every Kind of Gardenville Driver
Based on our extensive insurance data, we know the average Gardenville driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $772 per year by choosing the right vehicle insurance company. Some Gardenville residents are paying out over $2,637 extra every year for auto insurance in Gardenville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gardenville, FL Savings / Yr. |
|---|---|
$772 |
|
$1,133 |
|
$871 |
|
$862 |
|
$2,740 |
|
$749 |
|
$1,091 |
Gardenville Car Insurance vs. Florida
People living in Gardenville pay an average of 0.18% less than the typical driver in the state. The average driver in Gardenville can expect to pay about $2,408 per year, or $2,637 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Gardenville for most people.
Car Insurance Prices by Gardenville Neighborhood
Insurance Prices
Where is insurance cheapest within Gardenville?
The map shows insurance prices in and around Gardenville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,637 to a low of $2,637. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Gardenville.Pick the Best Car Insurance Company for You in Gardenville
The best car insurance provider for most drivers in Gardenville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $772 over the average Gardenville car insurance company.
The best car insurance provider for Gardenville drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,133 over the competition.
The best car insurance company for Gardenville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $871 better than other car insurance companies.
The best auto insurance for Gardenville drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $862 less each year.
The least expensive car insurance company for new and young drivers in Gardenville
In Gardenville, Geico costs young drivers $2,740 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gardenville
Geico gave the largest car insurance discounts to married couples, averaging $749 saved each year compared to an average Gardenville couple's premiums.
The cheapest car insurance in Gardenville for drivers with bad credit
The best Gardenville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Gardenville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Gardenville driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gardenville, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Gardenville
What Influences the Cost of Car Insurance in Gardenville?
On average, car insurance in Gardenville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gardenville is 26 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gardenville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Gardenville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Gardenville is $201 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gibsonton: Insurance costs 15.17% more
- Riverview: Insurance costs 10.50% more
- Apollo Beach: Insurance costs 3.49% more
- Palm River-Clair Mel: Insurance costs 14.75% more
- Brandon: Insurance costs 10.96% more
- Balm: Insurance costs 2.09% more
- Bloomingdale: Insurance costs 7.13% more
- Sun City Center: Insurance costs 1.97% more
- Ruskin: Insurance costs 4.63% more
- Fish Hawk: Insurance costs 2.39% more
Cities with Similar Populations
- Murray: Insurance costs 56.77% less
- Westwood: Insurance costs 13.88% more
- Mitchell: Insurance costs 41.56% less
- Modoc: Insurance costs 23.09% less
- Montezuma: Insurance costs 45.66% less
- Montoya: Insurance costs 46.04% less
- Montrose: Insurance costs 38.04% less
- Moon: Insurance costs 48.50% less
- Moore: Insurance costs 48.92% less
- Moores Creek: Insurance costs 17.29% less