Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Garlandville, MS
We monitor insurance prices, helping the average driver in Garlandville save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Garlandville
The chart below shows the cheapest car insurance company in Garlandville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Garlandville Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Farm Bureau | $60 |
| Safeco Insurance | $62 |
| Progressive | $69 |
Savings for Every Kind of Garlandville Driver
Based on our extensive insurance data, we know the average Garlandville driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $272 per year by choosing the right vehicle insurance company. Some Garlandville residents are paying out over $1,593 extra every year for auto insurance in Garlandville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Garlandville, MS Savings / Yr. |
|---|---|
$272 |
|
$454 |
|
$355 |
|
$698 |
|
$1,617 |
|
$233 |
|
$711 |
Garlandville Car Insurance vs. Mississippi
People living in Garlandville pay an average of 6.71% less than the typical driver in the state. The average driver in Garlandville can expect to pay about $907 per year, or $1,593 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Garlandville for most people.
Car Insurance Prices by Garlandville Neighborhood
Insurance Prices
Where is insurance cheapest within Garlandville?
The map shows insurance prices in and around Garlandville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $128 per year within the city boundaries, with insurance premiums ranging from a high of $1,656 to a low of $1,528. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Garlandville.Pick the Best Car Insurance Company for You in Garlandville
The best car insurance provider for most drivers in Garlandville
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $272 over the average Garlandville car insurance company.
The best car insurance provider for Garlandville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $454 over the competition.
The best car insurance company for Garlandville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $355 better than other car insurance companies.
The best auto insurance for Garlandville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $698 less each year.
The least expensive car insurance company for new and young drivers in Garlandville
In Garlandville, Farm Bureau costs young drivers $1,617 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Garlandville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $233 saved each year compared to an average Garlandville couple's premiums.
The cheapest car insurance in Garlandville for drivers with bad credit
The best Garlandville car insurance company for customer service
Nationwide was the best company for customer service in Garlandville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Garlandville, which was better than other insurers.
The cheapest large national provider in Garlandville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Garlandville driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Garlandville, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Garlandville
What Influences the Cost of Car Insurance in Garlandville?
On average, car insurance in Garlandville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Garlandville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Garlandville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Garlandville is $76 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Calhoun: Insurance costs 2.82% more
- Rose Hill: Insurance costs 1.32% more
- Newton: Insurance costs 3.58% more
- Hickory: Insurance costs 1.44% more
- Baxter: Insurance costs 2.70% more
- Roberts: Insurance costs 3.33% more
- Chunky: Insurance costs 0.94% less
- Orange: Insurance costs 1.13% more
- Lawrence: Insurance costs 2.89% more
- Wautubbee: Insurance costs 2.64% more
Cities with Similar Populations
- Smithton: Insurance costs 4.39% more
- Shawvers Crossing: Insurance costs 7.34% less
- Silver City: Insurance costs 15.94% less
- Sipesville: Insurance costs 14.63% less
- Skamania: Insurance costs 10.04% less
- Slacks: Insurance costs 98.93% more
- Slate Springs: Insurance costs 4.39% more
- Slate: Insurance costs 18.90% less
- Sleeth: Insurance costs 25.86% less
- Lawrenceville: Insurance costs 28.69% more