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Get Cheap Car Insurance in Gilbert, SC
We monitor insurance prices, helping the average driver in Gilbert save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Gilbert
The chart below shows the cheapest car insurance company in Gilbert for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Gilbert Insurer | Monthly Cost |
|---|---|
| Geico | $57 |
| State Farm | $65 |
| Auto-Owners Insurance | $65 |
| Safeco Insurance | $71 |
Savings for Every Kind of Gilbert Driver
Based on our extensive insurance data, we know the average Gilbert driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Gilbert residents are paying out over $1,624 extra every year for auto insurance in Gilbert. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gilbert, SC Savings / Yr. |
|---|---|
$356 |
|
$639 |
|
$540 |
|
$672 |
|
$1,315 |
|
$301 |
|
$391 |
Gilbert Car Insurance vs. South Carolina
People living in Gilbert pay an average of 0.29% less than the typical driver in the state. The average driver in Gilbert can expect to pay about $955 per year, or $1,624 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Gilbert for most people.
Car Insurance Prices by Gilbert Neighborhood
Insurance Prices
Where is insurance cheapest within Gilbert?
The map shows insurance prices in and around Gilbert, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $97 per year within the city boundaries, with insurance premiums ranging from a high of $1,668 to a low of $1,571. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Gilbert.Pick the Best Car Insurance Company for You in Gilbert
The best car insurance provider for most drivers in Gilbert
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $356 over the average Gilbert car insurance company.
The best car insurance provider for Gilbert drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $639 over the competition.
The best car insurance company for Gilbert drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $540 better than other car insurance companies.
The best auto insurance for Gilbert drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $672 less each year.
The least expensive car insurance company for new and young drivers in Gilbert
In Gilbert, Geico costs young drivers $1,315 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gilbert
Geico gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average Gilbert couple's premiums.
The cheapest car insurance in Gilbert for drivers with bad credit
The best Gilbert car insurance company for customer service
Recent price drops
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The cheapest large national provider in Gilbert
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Gilbert driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gilbert, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Gilbert
What Influences the Cost of Car Insurance in Gilbert?
On average, car insurance in Gilbert is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gilbert is 37 minutes, which is about the national average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gilbert are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Gilbert has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gilbert is $80 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Summit: Insurance costs 1.54% less
- Leesville: Insurance costs 0.37% less
- Lexington: Insurance costs 1.42% more
- Kneece: Insurance costs 1.11% more
- Batesburg-Leesville: Insurance costs 0.86% more
- Red Bank: Insurance costs 1.35% more
- Lake Murray Shores: Insurance costs 0.92% more
- Batesburg: Insurance costs 0.62% less
- Samaria: Insurance costs 1.23% less
- South Congaree: Insurance costs 0.86% less
Cities with Similar Populations
- Gladewater: Insurance costs 2.52% more
- Shasta Lake: Insurance costs 15.76% more
- Shallotte: Insurance costs 24.14% less
- Shady Hills: Insurance costs 63.61% more
- Hahira: Insurance costs 3.63% less
- Gold Canyon: Insurance costs 7.82% more
- Globe: Insurance costs 4.93% more
- Glendale: Insurance costs 28.02% less
- Glen Rock: Insurance costs 19.70% more
- Gladstone: Insurance costs 1.35% less