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Get Cheap Car Insurance in Gladstone, NJ
We monitor insurance prices, helping the average driver in Gladstone save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Gladstone
The chart below shows the cheapest car insurance company in Gladstone for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Gladstone Insurer | Monthly Cost |
|---|---|
| State Farm | $56 |
| Geico | $59 |
| Plymouth Rock Assurance | $72 |
| NJM | $85 |
Savings for Every Kind of Gladstone Driver
Based on our extensive insurance data, we know the average Gladstone driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $446 per year by choosing the right vehicle insurance company. Some Gladstone residents are paying out over $1,701 extra every year for auto insurance in Gladstone. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gladstone, NJ Savings / Yr. |
|---|---|
$446 |
|
$827 |
|
$635 |
|
$548 |
|
$2,200 |
|
$429 |
|
$667 |
Gladstone Car Insurance vs. New Jersey
People living in Gladstone pay an average of 6.36% less than the typical driver in the state. The average driver in Gladstone can expect to pay about $1,014 per year, or $1,701 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Gladstone for most people.
Car Insurance Prices by Gladstone Neighborhood
Insurance Prices
Where is insurance cheapest within Gladstone?
The map shows insurance prices in and around Gladstone, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,701 to a low of $1,701. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Gladstone.Pick the Best Car Insurance Company for You in Gladstone
The best car insurance provider for most drivers in Gladstone
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $446 over the average Gladstone car insurance company.
The best car insurance provider for Gladstone drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $827 over the competition.
The best car insurance company for Gladstone drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $635 better than other car insurance companies.
The best auto insurance for Gladstone drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $548 less each year.
The least expensive car insurance company for new and young drivers in Gladstone
In Gladstone, Geico costs young drivers $2,200 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gladstone
Geico gave the largest car insurance discounts to married couples, averaging $429 saved each year compared to an average Gladstone couple's premiums.
The cheapest car insurance in Gladstone for drivers with bad credit
The best Gladstone car insurance company for customer service
Recent price drops
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The cheapest large national provider in Gladstone
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Gladstone driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gladstone, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Gladstone
What Influences the Cost of Car Insurance in Gladstone?
On average, car insurance in Gladstone is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gladstone is 38 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gladstone are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Gladstone is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Gladstone is $85 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pottersville: Insurance costs 1.70% less
- Peapack and Gladstone: Insurance costs 0.12% more
- Lamington: Insurance costs 0.82% less
- Far Hills: Insurance costs 1.82% more
- Oldwick: Insurance costs 3.47% less
- Bedminster: Insurance costs 6.64% more
- Chester: Insurance costs 1.65% more
- Califon: Insurance costs 1.00% less
- Whitehouse: Insurance costs 5.35% more
- Bernardsville: Insurance costs 2.82% more
Cities with Similar Populations
- Foxburg: Insurance costs 18.05% less
- Worstville: Insurance costs 38.51% less
- Gatesburg: Insurance costs 23.22% less
- Waddell: Insurance costs 1.53% less
- Garfield: Insurance costs 33.74% less
- Garfield: Insurance costs 36.21% less
- Galesburg: Insurance costs 21.11% less
- Macksville: Insurance costs 14.70% less
- Fruit Hill: Insurance costs 19.46% more
- Freyburg: Insurance costs 5.11% less