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Get Cheap Car Insurance in Gloucester City, NJ
We monitor insurance prices, helping the average driver in Gloucester City save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Gloucester City
The chart below shows the cheapest car insurance company in Gloucester City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Gloucester City Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Geico | $63 |
| Plymouth Rock Assurance | $78 |
| NJM | $92 |
Savings for Every Kind of Gloucester City Driver
Based on our extensive insurance data, we know the average Gloucester City driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $481 per year by choosing the right vehicle insurance company. Some Gloucester City residents are paying out over $1,834 extra every year for auto insurance in Gloucester City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gloucester City, NJ Savings / Yr. |
|---|---|
$481 |
|
$892 |
|
$685 |
|
$591 |
|
$2,373 |
|
$463 |
|
$719 |
Gloucester City Car Insurance vs. New Jersey
People living in Gloucester City pay an average of 1.01% more than the typical driver in the state. The average driver in Gloucester City can expect to pay about $1,094 per year, or $1,834 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Gloucester City for most people.
Car Insurance Prices by Gloucester City Neighborhood
Insurance Prices
Where is insurance cheapest within Gloucester City?
The map shows insurance prices in and around Gloucester City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $251 per year within the city boundaries, with insurance premiums ranging from a high of $2,000 to a low of $1,749. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Gloucester City.Pick the Best Car Insurance Company for You in Gloucester City
The best car insurance provider for most drivers in Gloucester City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $481 over the average Gloucester City car insurance company.
The best car insurance provider for Gloucester City drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $892 over the competition.
The best car insurance company for Gloucester City drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $685 better than other car insurance companies.
The best auto insurance for Gloucester City drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $591 less each year.
The least expensive car insurance company for new and young drivers in Gloucester City
In Gloucester City, Geico costs young drivers $2,373 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gloucester City
Geico gave the largest car insurance discounts to married couples, averaging $463 saved each year compared to an average Gloucester City couple's premiums.
The cheapest car insurance in Gloucester City for drivers with bad credit
The best Gloucester City car insurance company for customer service
Nationwide was the best company for customer service in Gloucester City according to the NAIC.
Recent price drops
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The cheapest large national provider in Gloucester City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Gloucester City driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gloucester City, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Gloucester City
What Influences the Cost of Car Insurance in Gloucester City?
On average, car insurance in Gloucester City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gloucester City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Gloucester City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gloucester City is $91 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brooklawn: Insurance costs 0.05% more
- Mount Ephraim: Insurance costs 3.49% less
- Audubon Park: Insurance costs 5.40% less
- Woodlynne: Insurance costs 19.25% more
- Oaklyn: Insurance costs 1.47% more
- Bellmawr: Insurance costs 0.98% more
- Audubon: Insurance costs 3.16% less
- Westville: Insurance costs 1.96% less
- Haddon Heights: Insurance costs 3.11% less
- Camden: Insurance costs 18.76% more
Cities with Similar Populations
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- Fairmont: Insurance costs 16.85% less
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- Etters: Insurance costs 30.53% less