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Get Cheap Car Insurance in Gloucester, VA
We monitor insurance prices, helping the average driver in Gloucester save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Gloucester
The chart below shows the cheapest car insurance company in Gloucester for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Gloucester Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Gloucester Driver
Based on our extensive insurance data, we know the average Gloucester driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some Gloucester residents are paying out over $1,190 extra every year for auto insurance in Gloucester. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gloucester, VA Savings / Yr. |
|---|---|
$449 |
|
$766 |
|
$655 |
|
$641 |
|
$1,048 |
|
$240 |
|
$432 |
Gloucester Car Insurance vs. Virginia
People living in Gloucester pay an average of 2.03% less than the typical driver in the state. The average driver in Gloucester can expect to pay about $824 per year, or $1,190 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Gloucester for most people.
Car Insurance Prices by Gloucester Neighborhood
Insurance Prices
Where is insurance cheapest within Gloucester?
The map shows insurance prices in and around Gloucester, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,208 to a low of $1,157. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Gloucester.Pick the Best Car Insurance Company for You in Gloucester
The best car insurance provider for most drivers in Gloucester
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $449 over the average Gloucester car insurance company.
The best car insurance provider for Gloucester drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $766 over the competition.
The best car insurance company for Gloucester drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $655 better than other car insurance companies.
The best auto insurance for Gloucester drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $641 less each year.
The least expensive car insurance company for new and young drivers in Gloucester
In Gloucester, Erie Insurance costs young drivers $1,048 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gloucester
Farm Bureau gave the largest car insurance discounts to married couples, averaging $240 saved each year compared to an average Gloucester couple's premiums.
The cheapest car insurance in Gloucester for drivers with bad credit
The best Gloucester car insurance company for customer service
Nationwide was the best company for customer service in Gloucester according to the NAIC.
Recent price drops
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The cheapest large national provider in Gloucester
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Gloucester driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gloucester, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Gloucester
What Influences the Cost of Car Insurance in Gloucester?
On average, car insurance in Gloucester is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gloucester are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Gloucester is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Gloucester is $69 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gloucester Courthouse: Insurance costs 1.09% less
- Woods Cross Roads: Insurance costs 0.92% less
- Nuttall: Insurance costs 0.50% more
- Clay Bank: Insurance costs 1.09% less
- Signpine: Insurance costs 0.84% more
- Pinero: Insurance costs 2.10% less
- Harcum: Insurance costs 0.34% less
- Pampa: Insurance costs 2.10% less
- North: Insurance costs 1.93% less
- Selden: Insurance costs 1.60% less
Cities with Similar Populations
- Swampscott: Insurance costs 44.20% more
- Dunmore: Insurance costs 15.55% more
- Durham: Insurance costs 4.54% more
- Edgewood: Insurance costs 29.58% more
- Englewood: Insurance costs 5.13% less
- Eufaula: Insurance costs 27.73% more
- Fair Oaks: Insurance costs 78.91% more
- Finneytown: Insurance costs 5.13% more
- Fleetwood: Insurance costs 10.76% more
- Grafton: Insurance costs 7.48% less