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Get Cheap Car Insurance in Gouldsboro, ME
We monitor insurance prices, helping the average driver in Gouldsboro save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Gouldsboro
The chart below shows the cheapest car insurance company in Gouldsboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Gouldsboro Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $40 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Gouldsboro Driver
Based on our extensive insurance data, we know the average Gouldsboro driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $240 per year by choosing the right vehicle insurance company. Some Gouldsboro residents are paying out over $981 extra every year for auto insurance in Gouldsboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gouldsboro, ME Savings / Yr. |
|---|---|
$240 |
|
$340 |
|
$308 |
|
$313 |
|
$997 |
|
$207 |
|
$438 |
Gouldsboro Car Insurance vs. Maine
People living in Gouldsboro pay an average of 3.73% more than the typical driver in the state. The average driver in Gouldsboro can expect to pay about $547 per year, or $981 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Gouldsboro for most people.
Car Insurance Prices by Gouldsboro Neighborhood
Insurance Prices
Where is insurance cheapest within Gouldsboro?
The map shows insurance prices in and around Gouldsboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the city boundaries, with insurance premiums ranging from a high of $986 to a low of $973. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Gouldsboro.Pick the Best Car Insurance Company for You in Gouldsboro
The best car insurance provider for most drivers in Gouldsboro
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $240 over the average Gouldsboro car insurance company.
The best car insurance provider for Gouldsboro drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $340 over the competition.
The best car insurance company for Gouldsboro drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $308 better than other car insurance companies.
The best auto insurance for Gouldsboro drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $313 less each year.
The least expensive car insurance company for new and young drivers in Gouldsboro
In Gouldsboro, Concord Group Insurance costs young drivers $997 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gouldsboro
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $207 saved each year compared to an average Gouldsboro couple's premiums.
The cheapest car insurance in Gouldsboro for drivers with bad credit
The best Gouldsboro car insurance company for customer service
Nationwide was the best company for customer service in Gouldsboro according to the NAIC.
Recent price drops
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The cheapest large national provider in Gouldsboro
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Gouldsboro driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gouldsboro, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Gouldsboro
What Influences the Cost of Car Insurance in Gouldsboro?
On average, car insurance in Gouldsboro is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gouldsboro is 31 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gouldsboro are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Gouldsboro is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Gouldsboro is $46 per month for minimum coverage and $82 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Prospect Harbor: Insurance costs the same
- Sorrento: Insurance costs 0.51% more
- Winter Harbor: Insurance costs 1.02% less
- Sullivan: Insurance costs 0.51% more
- Steuben: Insurance costs 0.31% less
- Corea: Insurance costs 0.31% less
- Birch Harbor: Insurance costs the same
- East Franklin: Insurance costs 1.22% less
- Pigeon Hill: Insurance costs 1.02% less
- Milbridge: Insurance costs 1.33% less
Cities with Similar Populations
- Acra: Insurance costs 128.64% more
- Benton: Insurance costs 3.06% less
- Benton Ridge: Insurance costs 4.18% more
- Bevelle: Insurance costs 59.43% more
- Binger: Insurance costs 74.72% more
- Blackey: Insurance costs 126.61% more
- Blevins: Insurance costs 65.44% more
- Bonnie: Insurance costs 45.26% more
- Ten Sleep: Insurance costs 55.35% more
- Thornhurst: Insurance costs 44.75% more