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Get Cheap Car Insurance in Grafton, IA
We monitor insurance prices, helping the average driver in Grafton save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Grafton
The chart below shows the cheapest car insurance company in Grafton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Grafton Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of Grafton Driver
Based on our extensive insurance data, we know the average Grafton driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $266 per year by choosing the right vehicle insurance company. Some Grafton residents are paying out over $1,217 extra every year for auto insurance in Grafton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grafton, IA Savings / Yr. |
|---|---|
$266 |
|
$370 |
|
$316 |
|
$425 |
|
$1,112 |
|
$366 |
|
$561 |
Grafton Car Insurance vs. Iowa
People living in Grafton pay an average of 2.60% less than the typical driver in the state. The average driver in Grafton can expect to pay about $477 per year, or $1,217 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Grafton for most people.
Car Insurance Prices by Grafton Neighborhood
Insurance Prices
Where is insurance cheapest within Grafton?
The map shows insurance prices in and around Grafton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $14 per year within the city boundaries, with insurance premiums ranging from a high of $1,227 to a low of $1,213. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of Grafton.Pick the Best Car Insurance Company for You in Grafton
The best car insurance provider for most drivers in Grafton
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $266 over the average Grafton car insurance company.
The best car insurance provider for Grafton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $370 over the competition.
The best car insurance company for Grafton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $316 better than other car insurance companies.
The best auto insurance for Grafton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $425 less each year.
The least expensive car insurance company for new and young drivers in Grafton
In Grafton, IMT Insurance costs young drivers $1,112 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grafton
State Farm gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Grafton couple's premiums.
The cheapest car insurance in Grafton for drivers with bad credit
The best Grafton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Grafton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Grafton driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grafton, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Grafton
What Influences the Cost of Car Insurance in Grafton?
On average, car insurance in Grafton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Iowa state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grafton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Grafton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Grafton is $40 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Plymouth: Insurance costs 1.89% less
- Carpenter: Insurance costs 0.66% more
- Kensett: Insurance costs the same
- Manly: Insurance costs the same
- St. Ansgar: Insurance costs 0.25% more
- Rock Falls: Insurance costs 2.55% less
- Mitchell: Insurance costs 1.40% less
- Freeman: Insurance costs 1.64% less
- Rock Creek: Insurance costs 0.16% less
- Otranto: Insurance costs 0.82% more
Cities with Similar Populations
- Adams: Insurance costs 81.35% more
- Zenas: Insurance costs 3.04% less
- Yatesboro: Insurance costs 14.63% more
- Wycombe: Insurance costs 15.37% more
- Woodmere: Insurance costs 44.45% more
- Williamstown: Insurance costs 27.03% more
- Toolville: Insurance costs 58.83% more
- Three Creeks: Insurance costs 37.22% more
- Batavia Center: Insurance costs 127.86% more
- Austin: Insurance costs 65.82% more