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Get Cheap Car Insurance in Grand Marais, MI
We monitor insurance prices, helping the average driver in Grand Marais save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Grand Marais
The chart below shows the cheapest car insurance company in Grand Marais for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Grand Marais Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $102 |
| Progressive | $116 |
| State Farm | $117 |
| Safeco Insurance | $124 |
Savings for Every Kind of Grand Marais Driver
Based on our extensive insurance data, we know the average Grand Marais driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,103 per year by choosing the right vehicle insurance company. Some Grand Marais residents are paying out over $2,745 extra every year for auto insurance in Grand Marais. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grand Marais, MI Savings / Yr. |
|---|---|
$1,103 |
|
$1,801 |
|
$1,594 |
|
$2,422 |
|
$2,858 |
|
$0 |
|
$0 |
Grand Marais Car Insurance vs. Michigan
People living in Grand Marais pay an average of 5.32% less than the typical driver in the state. The average driver in Grand Marais can expect to pay about $2,085 per year, or $2,745 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Grand Marais for most people.
Car Insurance Prices by Grand Marais Neighborhood
Insurance Prices
Where is insurance cheapest within Grand Marais?
The map shows insurance prices in and around Grand Marais, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the city boundaries, with insurance premiums ranging from a high of $2,761 to a low of $2,692. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Grand Marais.Pick the Best Car Insurance Company for You in Grand Marais
The best car insurance provider for most drivers in Grand Marais
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,103 over the average Grand Marais car insurance company.
The best car insurance provider for Grand Marais drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,801 over the competition.
The best car insurance company for Grand Marais drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,594 better than other car insurance companies.
The best auto insurance for Grand Marais drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,422 less each year.
The least expensive car insurance company for new and young drivers in Grand Marais
In Grand Marais, Geico costs young drivers $2,858 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grand Marais
The cheapest car insurance in Grand Marais for drivers with bad credit
The best Grand Marais car insurance company for customer service
Nationwide was the best company for customer service in Grand Marais according to the NAIC.
Recent price drops
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The cheapest large national provider in Grand Marais
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Grand Marais driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grand Marais, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Grand Marais
What Influences the Cost of Car Insurance in Grand Marais?
On average, car insurance in Grand Marais is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Grand Marais is 21 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Grand Marais is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Grand Marais is $174 per month for minimum coverage and $229 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Seney: Insurance costs 1.93% less
- Pine Stump Junction: Insurance costs 0.58% more
- Melstrand: Insurance costs the same
- Shingleton: Insurance costs 1.68% less
- Fourmile Corner: Insurance costs 1.31% less
- Mc Millan: Insurance costs 1.31% less
- Germfask: Insurance costs 1.86% less
- Van Meer: Insurance costs 1.28% less
- Newberry: Insurance costs 2.04% more
- Dollarville: Insurance costs 2.11% less
Cities with Similar Populations
- Wesley: Insurance costs 39.74% less
- Cornucopia: Insurance costs 57.34% less
- Courtland: Insurance costs 43.75% less
- Crane: Insurance costs 39.85% less
- Wakita: Insurance costs 38.87% less
- Wedron: Insurance costs 49.51% less
- Welchland: Insurance costs 52.09% less
- Weller: Insurance costs 54.32% less
- Wequetequock: Insurance costs 31.73% less
- Corning: Insurance costs 44.63% less