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Get Cheap Car Insurance in Grand Pass, MO
We monitor insurance prices, helping the average driver in Grand Pass save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Grand Pass
The chart below shows the cheapest car insurance company in Grand Pass for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Grand Pass Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Travelers | $66 |
| Safeco Insurance | $68 |
| Clearcover | $72 |
Savings for Every Kind of Grand Pass Driver
Based on our extensive insurance data, we know the average Grand Pass driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $472 per year by choosing the right vehicle insurance company. Some Grand Pass residents are paying out over $1,747 extra every year for auto insurance in Grand Pass. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grand Pass, MO Savings / Yr. |
|---|---|
$472 |
|
$658 |
|
$602 |
|
$673 |
|
$1,420 |
|
$367 |
|
$563 |
Grand Pass Car Insurance vs. Missouri
People living in Grand Pass pay an average of 2.98% less than the typical driver in the state. The average driver in Grand Pass can expect to pay about $1,076 per year, or $1,747 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Grand Pass for most people.
Car Insurance Prices by Grand Pass Neighborhood
Insurance Prices
Where is insurance cheapest within Grand Pass?
The map shows insurance prices in and around Grand Pass, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,747 to a low of $1,747. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Grand Pass.Pick the Best Car Insurance Company for You in Grand Pass
The best car insurance provider for most drivers in Grand Pass
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $472 over the average Grand Pass car insurance company.
The best car insurance provider for Grand Pass drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $658 over the competition.
The best car insurance company for Grand Pass drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $602 better than other car insurance companies.
The best auto insurance for Grand Pass drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $673 less each year.
The least expensive car insurance company for new and young drivers in Grand Pass
In Grand Pass, Travelers costs young drivers $1,420 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grand Pass
State Farm gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average Grand Pass couple's premiums.
The cheapest car insurance in Grand Pass for drivers with bad credit
The best Grand Pass car insurance company for customer service
Nationwide was the best company for customer service in Grand Pass according to the NAIC.
Recent price drops
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The cheapest large national provider in Grand Pass
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Grand Pass driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grand Pass, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Grand Pass
What Influences the Cost of Car Insurance in Grand Pass?
On average, car insurance in Grand Pass is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grand Pass are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Grand Pass is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Grand Pass is $90 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Malta Bend: Insurance costs 0.11% more
- Waverly: Insurance costs 1.77% more
- Mount Leonard: Insurance costs 0.74% more
- Blackburn: Insurance costs 0.74% more
- Sugartree: Insurance costs 3.21% more
- Alma: Insurance costs 1.55% less
- Wakenda: Insurance costs 0.23% less
- Stanhope: Insurance costs the same
- Elmwood: Insurance costs 0.69% more
- Carrollton: Insurance costs 2.58% more
Cities with Similar Populations
- Romeville: Insurance costs 80.02% more
- Muddy Gap: Insurance costs 11.45% less
- Mungerville: Insurance costs 1.49% less
- Rhineland: Insurance costs 2.23% less
- Rhoades: Insurance costs 17.97% less
- Ribbon: Insurance costs 18.43% more
- Robin: Insurance costs 37.26% less
- Robinson: Insurance costs 32.68% less
- Rock Harbor: Insurance costs 37.72% more
- Rodarte: Insurance costs 9.50% less